LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,298
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,080
−HK$1,811/mo
Today · 4.125%
HK$60,891
baseline
▲ 0.50% · 4.625%
HK$64,596
+HK$3,705/mo
Deposit HK$12.56M · loan HK$12.56M · min. income ≈ HK$121,782/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,067,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,743
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,453
−HK$1,734/mo
Today · 4.125%
HK$67,187
baseline
▲ 0.50% · 4.625%
HK$70,729
+HK$3,542/mo
Deposit HK$12.56M · loan HK$12.56M · min. income ≈ HK$134,374/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,067,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,758
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,896
−HK$2,173/mo
Today · 4.125%
HK$73,069
baseline
▲ 0.50% · 4.625%
HK$77,515
+HK$4,446/mo
Deposit HK$10.05M · loan HK$15.08M · min. income ≈ HK$146,138/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,067,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,492
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,544
−HK$2,081/mo
Today · 4.125%
HK$80,625
baseline
▲ 0.50% · 4.625%
HK$84,875
+HK$4,250/mo
Deposit HK$10.05M · loan HK$15.08M · min. income ≈ HK$161,250/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,067,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,217
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,712
−HK$2,535/mo
Today · 4.125%
HK$85,247
baseline
▲ 0.50% · 4.625%
HK$90,435
+HK$5,188/mo
Deposit HK$7.54M · loan HK$17.59M · min. income ≈ HK$170,494/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,067,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,241
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,634
−HK$2,428/mo
Today · 4.125%
HK$94,062
baseline
▲ 0.50% · 4.625%
HK$99,020
+HK$4,958/mo
Deposit HK$7.54M · loan HK$17.59M · min. income ≈ HK$188,124/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,067,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,136
−HK$6,468/mo
▼ 0.25% · 3.875%
HK$106,344
−HK$3,260/mo
Today · 4.125%
HK$109,604
baseline
▲ 0.50% · 4.625%
HK$116,273
+HK$6,669/mo
Deposit HK$2.51M · loan HK$22.62M · min. income ≈ HK$219,208/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,067,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,738
−HK$6,199/mo
▼ 0.25% · 3.875%
HK$117,815
−HK$3,122/mo
Today · 4.125%
HK$120,937
baseline
▲ 0.50% · 4.625%
HK$127,312
+HK$6,375/mo
Deposit HK$2.51M · loan HK$22.62M · min. income ≈ HK$241,874/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,067,934 · Scale 2, in force from 26 Feb 2026)