LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,311
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,094
−HK$1,811/mo
Today · 4.125%
HK$60,905
baseline
▲ 0.50% · 4.625%
HK$64,611
+HK$3,706/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$121,810/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,068,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,758
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,468
−HK$1,734/mo
Today · 4.125%
HK$67,202
baseline
▲ 0.50% · 4.625%
HK$70,745
+HK$3,543/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$134,404/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,068,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,773
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,912
−HK$2,174/mo
Today · 4.125%
HK$73,086
baseline
▲ 0.50% · 4.625%
HK$77,533
+HK$4,447/mo
Deposit HK$10.05M · loan HK$15.08M · min. income ≈ HK$146,172/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,068,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,509
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,561
−HK$2,082/mo
Today · 4.125%
HK$80,643
baseline
▲ 0.50% · 4.625%
HK$84,894
+HK$4,251/mo
Deposit HK$10.05M · loan HK$15.08M · min. income ≈ HK$161,286/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,068,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,235
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,731
−HK$2,536/mo
Today · 4.125%
HK$85,267
baseline
▲ 0.50% · 4.625%
HK$90,455
+HK$5,188/mo
Deposit HK$7.54M · loan HK$17.59M · min. income ≈ HK$170,534/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,261
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,655
−HK$2,428/mo
Today · 4.125%
HK$94,083
baseline
▲ 0.50% · 4.625%
HK$99,043
+HK$4,960/mo
Deposit HK$7.54M · loan HK$17.59M · min. income ≈ HK$188,166/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,160
−HK$6,469/mo
▼ 0.25% · 3.875%
HK$106,369
−HK$3,260/mo
Today · 4.125%
HK$109,629
baseline
▲ 0.50% · 4.625%
HK$116,299
+HK$6,670/mo
Deposit HK$2.51M · loan HK$22.62M · min. income ≈ HK$219,258/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,764
−HK$6,200/mo
▼ 0.25% · 3.875%
HK$117,842
−HK$3,122/mo
Today · 4.125%
HK$120,964
baseline
▲ 0.50% · 4.625%
HK$127,341
+HK$6,377/mo
Deposit HK$2.51M · loan HK$22.62M · min. income ≈ HK$241,928/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,176 · Scale 2, in force from 26 Feb 2026)