LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,313
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,095
−HK$1,812/mo
Today · 4.125%
HK$60,907
baseline
▲ 0.50% · 4.625%
HK$64,613
+HK$3,706/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$121,814/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,760
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,470
−HK$1,735/mo
Today · 4.125%
HK$67,205
baseline
▲ 0.50% · 4.625%
HK$70,747
+HK$3,542/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$134,410/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,775
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,915
−HK$2,173/mo
Today · 4.125%
HK$73,088
baseline
▲ 0.50% · 4.625%
HK$77,535
+HK$4,447/mo
Deposit HK$10.05M · loan HK$15.08M · min. income ≈ HK$146,176/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,068,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,512
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,564
−HK$2,081/mo
Today · 4.125%
HK$80,645
baseline
▲ 0.50% · 4.625%
HK$84,896
+HK$4,251/mo
Deposit HK$10.05M · loan HK$15.08M · min. income ≈ HK$161,290/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,068,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,238
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,734
−HK$2,535/mo
Today · 4.125%
HK$85,269
baseline
▲ 0.50% · 4.625%
HK$90,458
+HK$5,189/mo
Deposit HK$7.54M · loan HK$17.59M · min. income ≈ HK$170,538/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,264
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,658
−HK$2,428/mo
Today · 4.125%
HK$94,086
baseline
▲ 0.50% · 4.625%
HK$99,046
+HK$4,960/mo
Deposit HK$7.54M · loan HK$17.59M · min. income ≈ HK$188,172/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,163
−HK$6,469/mo
▼ 0.25% · 3.875%
HK$106,372
−HK$3,260/mo
Today · 4.125%
HK$109,632
baseline
▲ 0.50% · 4.625%
HK$116,303
+HK$6,671/mo
Deposit HK$2.51M · loan HK$22.62M · min. income ≈ HK$219,264/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,768
−HK$6,200/mo
▼ 0.25% · 3.875%
HK$117,846
−HK$3,122/mo
Today · 4.125%
HK$120,968
baseline
▲ 0.50% · 4.625%
HK$127,345
+HK$6,377/mo
Deposit HK$2.51M · loan HK$22.62M · min. income ≈ HK$241,936/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,209 · Scale 2, in force from 26 Feb 2026)