LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,316
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,099
−HK$1,811/mo
Today · 4.125%
HK$60,910
baseline
▲ 0.50% · 4.625%
HK$64,617
+HK$3,707/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$121,820/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,764
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,474
−HK$1,735/mo
Today · 4.125%
HK$67,209
baseline
▲ 0.50% · 4.625%
HK$70,751
+HK$3,542/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$134,418/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,779
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,919
−HK$2,173/mo
Today · 4.125%
HK$73,092
baseline
▲ 0.50% · 4.625%
HK$77,540
+HK$4,448/mo
Deposit HK$10.05M · loan HK$15.08M · min. income ≈ HK$146,184/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,068,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,516
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,568
−HK$2,082/mo
Today · 4.125%
HK$80,650
baseline
▲ 0.50% · 4.625%
HK$84,901
+HK$4,251/mo
Deposit HK$10.05M · loan HK$15.08M · min. income ≈ HK$161,300/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,068,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,243
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,739
−HK$2,535/mo
Today · 4.125%
HK$85,274
baseline
▲ 0.50% · 4.625%
HK$90,463
+HK$5,189/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$170,548/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,269
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,663
−HK$2,429/mo
Today · 4.125%
HK$94,092
baseline
▲ 0.50% · 4.625%
HK$99,052
+HK$4,960/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$188,184/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,169
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$106,378
−HK$3,261/mo
Today · 4.125%
HK$109,639
baseline
▲ 0.50% · 4.625%
HK$116,310
+HK$6,671/mo
Deposit HK$2.51M · loan HK$22.62M · min. income ≈ HK$219,278/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,775
−HK$6,200/mo
▼ 0.25% · 3.875%
HK$117,853
−HK$3,122/mo
Today · 4.125%
HK$120,975
baseline
▲ 0.50% · 4.625%
HK$127,352
+HK$6,377/mo
Deposit HK$2.51M · loan HK$22.62M · min. income ≈ HK$241,950/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,273 · Scale 2, in force from 26 Feb 2026)