LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,336
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,119
−HK$1,812/mo
Today · 4.125%
HK$60,931
baseline
▲ 0.50% · 4.625%
HK$64,639
+HK$3,708/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$121,862/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,786
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,496
−HK$1,736/mo
Today · 4.125%
HK$67,232
baseline
▲ 0.50% · 4.625%
HK$70,776
+HK$3,544/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$134,464/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,803
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,943
−HK$2,175/mo
Today · 4.125%
HK$73,118
baseline
▲ 0.50% · 4.625%
HK$77,567
+HK$4,449/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$146,236/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,543
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,595
−HK$2,083/mo
Today · 4.125%
HK$80,678
baseline
▲ 0.50% · 4.625%
HK$84,931
+HK$4,253/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$161,356/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,270
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,767
−HK$2,537/mo
Today · 4.125%
HK$85,304
baseline
▲ 0.50% · 4.625%
HK$90,494
+HK$5,190/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$170,608/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,300
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,695
−HK$2,429/mo
Today · 4.125%
HK$94,124
baseline
▲ 0.50% · 4.625%
HK$99,086
+HK$4,962/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$188,248/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,204
−HK$6,472/mo
▼ 0.25% · 3.875%
HK$106,415
−HK$3,261/mo
Today · 4.125%
HK$109,676
baseline
▲ 0.50% · 4.625%
HK$116,350
+HK$6,674/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$219,352/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,814
−HK$6,203/mo
▼ 0.25% · 3.875%
HK$117,893
−HK$3,124/mo
Today · 4.125%
HK$121,017
baseline
▲ 0.50% · 4.625%
HK$127,396
+HK$6,379/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$242,034/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)