LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,340
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,124
−HK$1,812/mo
Today · 4.125%
HK$60,936
baseline
▲ 0.50% · 4.625%
HK$64,644
+HK$3,708/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$121,872/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,791
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,502
−HK$1,735/mo
Today · 4.125%
HK$67,237
baseline
▲ 0.50% · 4.625%
HK$70,781
+HK$3,544/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$134,474/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,809
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,949
−HK$2,174/mo
Today · 4.125%
HK$73,123
baseline
▲ 0.50% · 4.625%
HK$77,573
+HK$4,450/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$146,246/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,549
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,602
−HK$2,083/mo
Today · 4.125%
HK$80,685
baseline
▲ 0.50% · 4.625%
HK$84,938
+HK$4,253/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$161,370/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,277
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,774
−HK$2,537/mo
Today · 4.125%
HK$85,311
baseline
▲ 0.50% · 4.625%
HK$90,502
+HK$5,191/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$170,622/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,307
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,702
−HK$2,430/mo
Today · 4.125%
HK$94,132
baseline
▲ 0.50% · 4.625%
HK$99,094
+HK$4,962/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$188,264/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,213
−HK$6,472/mo
▼ 0.25% · 3.875%
HK$106,423
−HK$3,262/mo
Today · 4.125%
HK$109,685
baseline
▲ 0.50% · 4.625%
HK$116,359
+HK$6,674/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$219,370/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,823
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,903
−HK$3,124/mo
Today · 4.125%
HK$121,027
baseline
▲ 0.50% · 4.625%
HK$127,406
+HK$6,379/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$242,054/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,727 · Scale 2, in force from 26 Feb 2026)