LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,343
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,127
−HK$1,812/mo
Today · 4.125%
HK$60,939
baseline
▲ 0.50% · 4.625%
HK$64,647
+HK$3,708/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$121,878/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,793
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,504
−HK$1,736/mo
Today · 4.125%
HK$67,240
baseline
▲ 0.50% · 4.625%
HK$70,784
+HK$3,544/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$134,480/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,811
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,952
−HK$2,175/mo
Today · 4.125%
HK$73,127
baseline
▲ 0.50% · 4.625%
HK$77,576
+HK$4,449/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$146,254/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,552
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,605
−HK$2,083/mo
Today · 4.125%
HK$80,688
baseline
▲ 0.50% · 4.625%
HK$84,941
+HK$4,253/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$161,376/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,280
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,777
−HK$2,537/mo
Today · 4.125%
HK$85,314
baseline
▲ 0.50% · 4.625%
HK$90,506
+HK$5,192/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$170,628/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,311
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,706
−HK$2,430/mo
Today · 4.125%
HK$94,136
baseline
▲ 0.50% · 4.625%
HK$99,098
+HK$4,962/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$188,272/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,217
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,428
−HK$3,262/mo
Today · 4.125%
HK$109,690
baseline
▲ 0.50% · 4.625%
HK$116,364
+HK$6,674/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$219,380/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,828
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,908
−HK$3,124/mo
Today · 4.125%
HK$121,032
baseline
▲ 0.50% · 4.625%
HK$127,412
+HK$6,380/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$242,064/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,772 · Scale 2, in force from 26 Feb 2026)