LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,346
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,130
−HK$1,812/mo
Today · 4.125%
HK$60,942
baseline
▲ 0.50% · 4.625%
HK$64,650
+HK$3,708/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$121,884/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,797
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,508
−HK$1,736/mo
Today · 4.125%
HK$67,244
baseline
▲ 0.50% · 4.625%
HK$70,788
+HK$3,544/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$134,488/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,815
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,956
−HK$2,174/mo
Today · 4.125%
HK$73,130
baseline
▲ 0.50% · 4.625%
HK$77,580
+HK$4,450/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$146,260/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,556
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,609
−HK$2,083/mo
Today · 4.125%
HK$80,692
baseline
▲ 0.50% · 4.625%
HK$84,946
+HK$4,254/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$161,384/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,284
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$82,782
−HK$2,537/mo
Today · 4.125%
HK$85,319
baseline
▲ 0.50% · 4.625%
HK$90,510
+HK$5,191/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$170,638/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,316
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,711
−HK$2,430/mo
Today · 4.125%
HK$94,141
baseline
▲ 0.50% · 4.625%
HK$99,103
+HK$4,962/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$188,282/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,223
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,434
−HK$3,262/mo
Today · 4.125%
HK$109,696
baseline
▲ 0.50% · 4.625%
HK$116,370
+HK$6,674/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$219,392/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,834
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,914
−HK$3,124/mo
Today · 4.125%
HK$121,038
baseline
▲ 0.50% · 4.625%
HK$127,419
+HK$6,381/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$242,076/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,829 · Scale 2, in force from 26 Feb 2026)