LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,347
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,131
−HK$1,812/mo
Today · 4.125%
HK$60,943
baseline
▲ 0.50% · 4.625%
HK$64,651
+HK$3,708/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$121,886/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,798
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,509
−HK$1,736/mo
Today · 4.125%
HK$67,245
baseline
▲ 0.50% · 4.625%
HK$70,789
+HK$3,544/mo
Deposit HK$12.57M · loan HK$12.57M · min. income ≈ HK$134,490/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,068,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,816
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,957
−HK$2,175/mo
Today · 4.125%
HK$73,132
baseline
▲ 0.50% · 4.625%
HK$77,582
+HK$4,450/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$146,264/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,558
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,611
−HK$2,083/mo
Today · 4.125%
HK$80,694
baseline
▲ 0.50% · 4.625%
HK$84,947
+HK$4,253/mo
Deposit HK$10.06M · loan HK$15.09M · min. income ≈ HK$161,388/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,068,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,286
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,783
−HK$2,537/mo
Today · 4.125%
HK$85,320
baseline
▲ 0.50% · 4.625%
HK$90,512
+HK$5,192/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$170,640/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,317
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,713
−HK$2,430/mo
Today · 4.125%
HK$94,143
baseline
▲ 0.50% · 4.625%
HK$99,105
+HK$4,962/mo
Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$188,286/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,225
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,436
−HK$3,262/mo
Today · 4.125%
HK$109,698
baseline
▲ 0.50% · 4.625%
HK$116,373
+HK$6,675/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$219,396/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,836
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$117,916
−HK$3,125/mo
Today · 4.125%
HK$121,041
baseline
▲ 0.50% · 4.625%
HK$127,421
+HK$6,380/mo
Deposit HK$2.51M · loan HK$22.63M · min. income ≈ HK$242,082/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,068,849 · Scale 2, in force from 26 Feb 2026)