LTV · monthly repayment
▼ 0.50% · 3.625%
HK$573,740
−HK$35,978/mo
▼ 0.25% · 3.875%
HK$591,586
−HK$18,132/mo
Today · 4.125%
HK$609,718
baseline
▲ 0.50% · 4.625%
HK$646,818
+HK$37,100/mo
Deposit HK$125.81M · loan HK$125.81M · min. income ≈ HK$1,219,436/mo (50% DSR)
Upfront cash ≈ HK$142.16M (deposit + AVD stamp duty HK$16,354,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$638,280
−HK$34,484/mo
▼ 0.25% · 3.875%
HK$655,398
−HK$17,366/mo
Today · 4.125%
HK$672,764
baseline
▲ 0.50% · 4.625%
HK$708,226
+HK$35,462/mo
Deposit HK$125.81M · loan HK$125.81M · min. income ≈ HK$1,345,528/mo (50% DSR)
Upfront cash ≈ HK$142.16M (deposit + AVD stamp duty HK$16,354,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$688,488
−HK$43,174/mo
▼ 0.25% · 3.875%
HK$709,903
−HK$21,759/mo
Today · 4.125%
HK$731,662
baseline
▲ 0.50% · 4.625%
HK$776,182
+HK$44,520/mo
Deposit HK$100.64M · loan HK$150.97M · min. income ≈ HK$1,463,324/mo (50% DSR)
Upfront cash ≈ HK$117.00M (deposit + AVD stamp duty HK$16,354,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$765,935
−HK$41,382/mo
▼ 0.25% · 3.875%
HK$786,477
−HK$20,840/mo
Today · 4.125%
HK$807,317
baseline
▲ 0.50% · 4.625%
HK$849,871
+HK$42,554/mo
Deposit HK$100.64M · loan HK$150.97M · min. income ≈ HK$1,614,634/mo (50% DSR)
Upfront cash ≈ HK$117.00M (deposit + AVD stamp duty HK$16,354,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$803,235
−HK$50,370/mo
▼ 0.25% · 3.875%
HK$828,221
−HK$25,384/mo
Today · 4.125%
HK$853,605
baseline
▲ 0.50% · 4.625%
HK$905,545
+HK$51,940/mo
Deposit HK$75.48M · loan HK$176.13M · min. income ≈ HK$1,707,210/mo (50% DSR)
Upfront cash ≈ HK$91.84M (deposit + AVD stamp duty HK$16,354,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$893,591
−HK$48,278/mo
▼ 0.25% · 3.875%
HK$917,557
−HK$24,312/mo
Today · 4.125%
HK$941,869
baseline
▲ 0.50% · 4.625%
HK$991,517
+HK$49,648/mo
Deposit HK$75.48M · loan HK$176.13M · min. income ≈ HK$1,883,738/mo (50% DSR)
Upfront cash ≈ HK$91.84M (deposit + AVD stamp duty HK$16,354,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,032,731
−HK$64,762/mo
▼ 0.25% · 3.875%
HK$1,064,855
−HK$32,638/mo
Today · 4.125%
HK$1,097,493
baseline
▲ 0.50% · 4.625%
HK$1,164,272
+HK$66,779/mo
Deposit HK$25.16M · loan HK$226.45M · min. income ≈ HK$2,194,986/mo (50% DSR)
Upfront cash ≈ HK$41.52M (deposit + AVD stamp duty HK$16,354,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,148,903
−HK$62,072/mo
▼ 0.25% · 3.875%
HK$1,179,716
−HK$31,259/mo
Today · 4.125%
HK$1,210,975
baseline
▲ 0.50% · 4.625%
HK$1,274,807
+HK$63,832/mo
Deposit HK$25.16M · loan HK$226.45M · min. income ≈ HK$2,421,950/mo (50% DSR)
Upfront cash ≈ HK$41.52M (deposit + AVD stamp duty HK$16,354,772 · Scale 2, in force from 26 Feb 2026)