LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,391
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,176
−HK$1,814/mo
Today · 4.125%
HK$60,990
baseline
▲ 0.50% · 4.625%
HK$64,701
+HK$3,711/mo
Deposit HK$12.58M · loan HK$12.58M · min. income ≈ HK$121,980/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,069,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,847
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,559
−HK$1,737/mo
Today · 4.125%
HK$67,296
baseline
▲ 0.50% · 4.625%
HK$70,843
+HK$3,547/mo
Deposit HK$12.58M · loan HK$12.58M · min. income ≈ HK$134,592/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,069,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,869
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,011
−HK$2,177/mo
Today · 4.125%
HK$73,188
baseline
▲ 0.50% · 4.625%
HK$77,641
+HK$4,453/mo
Deposit HK$10.07M · loan HK$15.10M · min. income ≈ HK$146,376/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,069,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,616
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,671
−HK$2,084/mo
Today · 4.125%
HK$80,755
baseline
▲ 0.50% · 4.625%
HK$85,012
+HK$4,257/mo
Deposit HK$10.07M · loan HK$15.10M · min. income ≈ HK$161,510/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,069,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,347
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,846
−HK$2,539/mo
Today · 4.125%
HK$85,385
baseline
▲ 0.50% · 4.625%
HK$90,581
+HK$5,196/mo
Deposit HK$7.55M · loan HK$17.62M · min. income ≈ HK$170,770/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,069,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,385
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,782
−HK$2,432/mo
Today · 4.125%
HK$94,214
baseline
▲ 0.50% · 4.625%
HK$99,181
+HK$4,967/mo
Deposit HK$7.55M · loan HK$17.62M · min. income ≈ HK$188,428/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,069,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,303
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$106,517
−HK$3,264/mo
Today · 4.125%
HK$109,781
baseline
▲ 0.50% · 4.625%
HK$116,461
+HK$6,680/mo
Deposit HK$2.52M · loan HK$22.65M · min. income ≈ HK$219,562/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,069,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,924
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$118,006
−HK$3,127/mo
Today · 4.125%
HK$121,133
baseline
▲ 0.50% · 4.625%
HK$127,518
+HK$6,385/mo
Deposit HK$2.52M · loan HK$22.65M · min. income ≈ HK$242,266/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,069,663 · Scale 2, in force from 26 Feb 2026)