LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,398
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,183
−HK$1,814/mo
Today · 4.125%
HK$60,997
baseline
▲ 0.50% · 4.625%
HK$64,709
+HK$3,712/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$121,994/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,069,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,855
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,567
−HK$1,738/mo
Today · 4.125%
HK$67,305
baseline
▲ 0.50% · 4.625%
HK$70,852
+HK$3,547/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$134,610/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,069,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,878
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,020
−HK$2,177/mo
Today · 4.125%
HK$73,197
baseline
▲ 0.50% · 4.625%
HK$77,651
+HK$4,454/mo
Deposit HK$10.07M · loan HK$15.10M · min. income ≈ HK$146,394/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,069,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,626
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,681
−HK$2,085/mo
Today · 4.125%
HK$80,766
baseline
▲ 0.50% · 4.625%
HK$85,023
+HK$4,257/mo
Deposit HK$10.07M · loan HK$15.10M · min. income ≈ HK$161,532/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,069,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,357
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,857
−HK$2,539/mo
Today · 4.125%
HK$85,396
baseline
▲ 0.50% · 4.625%
HK$90,593
+HK$5,197/mo
Deposit HK$7.55M · loan HK$17.62M · min. income ≈ HK$170,792/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,069,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,397
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,794
−HK$2,433/mo
Today · 4.125%
HK$94,227
baseline
▲ 0.50% · 4.625%
HK$99,193
+HK$4,966/mo
Deposit HK$7.55M · loan HK$17.62M · min. income ≈ HK$188,454/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,069,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,317
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$106,530
−HK$3,265/mo
Today · 4.125%
HK$109,795
baseline
▲ 0.50% · 4.625%
HK$116,476
+HK$6,681/mo
Deposit HK$2.52M · loan HK$22.65M · min. income ≈ HK$219,590/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,069,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,939
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$118,021
−HK$3,127/mo
Today · 4.125%
HK$121,148
baseline
▲ 0.50% · 4.625%
HK$127,534
+HK$6,386/mo
Deposit HK$2.52M · loan HK$22.65M · min. income ≈ HK$242,296/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,069,800 · Scale 2, in force from 26 Feb 2026)