LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,403
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,189
−HK$1,814/mo
Today · 4.125%
HK$61,003
baseline
▲ 0.50% · 4.625%
HK$64,715
+HK$3,712/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$122,006/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,069,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,861
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,573
−HK$1,738/mo
Today · 4.125%
HK$67,311
baseline
▲ 0.50% · 4.625%
HK$70,859
+HK$3,548/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$134,622/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,069,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,884
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,027
−HK$2,177/mo
Today · 4.125%
HK$73,204
baseline
▲ 0.50% · 4.625%
HK$77,658
+HK$4,454/mo
Deposit HK$10.07M · loan HK$15.10M · min. income ≈ HK$146,408/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,069,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,633
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,688
−HK$2,085/mo
Today · 4.125%
HK$80,773
baseline
▲ 0.50% · 4.625%
HK$85,031
+HK$4,258/mo
Deposit HK$10.07M · loan HK$15.10M · min. income ≈ HK$161,546/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,069,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,365
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,865
−HK$2,539/mo
Today · 4.125%
HK$85,404
baseline
▲ 0.50% · 4.625%
HK$90,601
+HK$5,197/mo
Deposit HK$7.55M · loan HK$17.62M · min. income ≈ HK$170,808/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,069,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,405
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,803
−HK$2,432/mo
Today · 4.125%
HK$94,235
baseline
▲ 0.50% · 4.625%
HK$99,203
+HK$4,968/mo
Deposit HK$7.55M · loan HK$17.62M · min. income ≈ HK$188,470/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,069,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,326
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$106,540
−HK$3,266/mo
Today · 4.125%
HK$109,806
baseline
▲ 0.50% · 4.625%
HK$116,487
+HK$6,681/mo
Deposit HK$2.52M · loan HK$22.66M · min. income ≈ HK$219,612/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,069,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,949
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,032
−HK$3,128/mo
Today · 4.125%
HK$121,160
baseline
▲ 0.50% · 4.625%
HK$127,546
+HK$6,386/mo
Deposit HK$2.52M · loan HK$22.66M · min. income ≈ HK$242,320/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,069,900 · Scale 2, in force from 26 Feb 2026)