LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,404
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,190
−HK$1,814/mo
Today · 4.125%
HK$61,004
baseline
▲ 0.50% · 4.625%
HK$64,716
+HK$3,712/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$122,008/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,069,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,862
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,574
−HK$1,738/mo
Today · 4.125%
HK$67,312
baseline
▲ 0.50% · 4.625%
HK$70,860
+HK$3,548/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$134,624/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,069,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,885
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,028
−HK$2,177/mo
Today · 4.125%
HK$73,205
baseline
▲ 0.50% · 4.625%
HK$77,659
+HK$4,454/mo
Deposit HK$10.07M · loan HK$15.10M · min. income ≈ HK$146,410/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,069,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,634
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,689
−HK$2,085/mo
Today · 4.125%
HK$80,774
baseline
▲ 0.50% · 4.625%
HK$85,032
+HK$4,258/mo
Deposit HK$10.07M · loan HK$15.10M · min. income ≈ HK$161,548/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,069,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,366
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,866
−HK$2,539/mo
Today · 4.125%
HK$85,405
baseline
▲ 0.50% · 4.625%
HK$90,602
+HK$5,197/mo
Deposit HK$7.55M · loan HK$17.62M · min. income ≈ HK$170,810/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,069,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,406
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,804
−HK$2,432/mo
Today · 4.125%
HK$94,236
baseline
▲ 0.50% · 4.625%
HK$99,204
+HK$4,968/mo
Deposit HK$7.55M · loan HK$17.62M · min. income ≈ HK$188,472/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,069,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,327
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$106,542
−HK$3,265/mo
Today · 4.125%
HK$109,807
baseline
▲ 0.50% · 4.625%
HK$116,488
+HK$6,681/mo
Deposit HK$2.52M · loan HK$22.66M · min. income ≈ HK$219,614/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,069,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,951
−HK$6,210/mo
▼ 0.25% · 3.875%
HK$118,034
−HK$3,127/mo
Today · 4.125%
HK$121,161
baseline
▲ 0.50% · 4.625%
HK$127,548
+HK$6,387/mo
Deposit HK$2.52M · loan HK$22.66M · min. income ≈ HK$242,322/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,069,913 · Scale 2, in force from 26 Feb 2026)