LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,415
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,201
−HK$1,815/mo
Today · 4.125%
HK$61,016
baseline
▲ 0.50% · 4.625%
HK$64,728
+HK$3,712/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$122,032/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,070,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,874
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,587
−HK$1,738/mo
Today · 4.125%
HK$67,325
baseline
▲ 0.50% · 4.625%
HK$70,873
+HK$3,548/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$134,650/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,070,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,898
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,041
−HK$2,178/mo
Today · 4.125%
HK$73,219
baseline
▲ 0.50% · 4.625%
HK$77,674
+HK$4,455/mo
Deposit HK$10.07M · loan HK$15.11M · min. income ≈ HK$146,438/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,070,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,649
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,704
−HK$2,086/mo
Today · 4.125%
HK$80,790
baseline
▲ 0.50% · 4.625%
HK$85,048
+HK$4,258/mo
Deposit HK$10.07M · loan HK$15.11M · min. income ≈ HK$161,580/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,070,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,381
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,881
−HK$2,541/mo
Today · 4.125%
HK$85,422
baseline
▲ 0.50% · 4.625%
HK$90,620
+HK$5,198/mo
Deposit HK$7.55M · loan HK$17.63M · min. income ≈ HK$170,844/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,070,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,423
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,822
−HK$2,433/mo
Today · 4.125%
HK$94,255
baseline
▲ 0.50% · 4.625%
HK$99,223
+HK$4,968/mo
Deposit HK$7.55M · loan HK$17.63M · min. income ≈ HK$188,510/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,070,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,347
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,562
−HK$3,266/mo
Today · 4.125%
HK$109,828
baseline
▲ 0.50% · 4.625%
HK$116,511
+HK$6,683/mo
Deposit HK$2.52M · loan HK$22.66M · min. income ≈ HK$219,656/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,070,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,973
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,056
−HK$3,128/mo
Today · 4.125%
HK$121,184
baseline
▲ 0.50% · 4.625%
HK$127,572
+HK$6,388/mo
Deposit HK$2.52M · loan HK$22.66M · min. income ≈ HK$242,368/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,070,118 · Scale 2, in force from 26 Feb 2026)