LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,419
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,205
−HK$1,814/mo
Today · 4.125%
HK$61,019
baseline
▲ 0.50% · 4.625%
HK$64,732
+HK$3,713/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$122,038/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,070,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,878
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,591
−HK$1,738/mo
Today · 4.125%
HK$67,329
baseline
▲ 0.50% · 4.625%
HK$70,878
+HK$3,549/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$134,658/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,070,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,902
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,046
−HK$2,177/mo
Today · 4.125%
HK$73,223
baseline
▲ 0.50% · 4.625%
HK$77,679
+HK$4,456/mo
Deposit HK$10.07M · loan HK$15.11M · min. income ≈ HK$146,446/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,070,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,653
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,709
−HK$2,086/mo
Today · 4.125%
HK$80,795
baseline
▲ 0.50% · 4.625%
HK$85,053
+HK$4,258/mo
Deposit HK$10.07M · loan HK$15.11M · min. income ≈ HK$161,590/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,070,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,386
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,887
−HK$2,540/mo
Today · 4.125%
HK$85,427
baseline
▲ 0.50% · 4.625%
HK$90,625
+HK$5,198/mo
Deposit HK$7.55M · loan HK$17.63M · min. income ≈ HK$170,854/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,070,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,429
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,827
−HK$2,433/mo
Today · 4.125%
HK$94,260
baseline
▲ 0.50% · 4.625%
HK$99,229
+HK$4,969/mo
Deposit HK$7.55M · loan HK$17.63M · min. income ≈ HK$188,520/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$1,070,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,354
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,569
−HK$3,266/mo
Today · 4.125%
HK$109,835
baseline
▲ 0.50% · 4.625%
HK$116,518
+HK$6,683/mo
Deposit HK$2.52M · loan HK$22.66M · min. income ≈ HK$219,670/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,070,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,980
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,064
−HK$3,128/mo
Today · 4.125%
HK$121,192
baseline
▲ 0.50% · 4.625%
HK$127,580
+HK$6,388/mo
Deposit HK$2.52M · loan HK$22.66M · min. income ≈ HK$242,384/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,070,184 · Scale 2, in force from 26 Feb 2026)