LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,434
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,221
−HK$1,815/mo
Today · 4.125%
HK$61,036
baseline
▲ 0.50% · 4.625%
HK$64,750
+HK$3,714/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$122,072/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,070,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,895
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,609
−HK$1,738/mo
Today · 4.125%
HK$67,347
baseline
▲ 0.50% · 4.625%
HK$70,897
+HK$3,550/mo
Deposit HK$12.59M · loan HK$12.59M · min. income ≈ HK$134,694/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,070,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,921
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,065
−HK$2,178/mo
Today · 4.125%
HK$73,243
baseline
▲ 0.50% · 4.625%
HK$77,700
+HK$4,457/mo
Deposit HK$10.08M · loan HK$15.11M · min. income ≈ HK$146,486/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,070,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,674
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,730
−HK$2,087/mo
Today · 4.125%
HK$80,817
baseline
▲ 0.50% · 4.625%
HK$85,077
+HK$4,260/mo
Deposit HK$10.08M · loan HK$15.11M · min. income ≈ HK$161,634/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,070,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,408
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,909
−HK$2,541/mo
Today · 4.125%
HK$85,450
baseline
▲ 0.50% · 4.625%
HK$90,650
+HK$5,200/mo
Deposit HK$7.56M · loan HK$17.63M · min. income ≈ HK$170,900/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,070,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,453
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,852
−HK$2,434/mo
Today · 4.125%
HK$94,286
baseline
▲ 0.50% · 4.625%
HK$99,256
+HK$4,970/mo
Deposit HK$7.56M · loan HK$17.63M · min. income ≈ HK$188,572/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,070,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,382
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$106,598
−HK$3,267/mo
Today · 4.125%
HK$109,865
baseline
▲ 0.50% · 4.625%
HK$116,550
+HK$6,685/mo
Deposit HK$2.52M · loan HK$22.67M · min. income ≈ HK$219,730/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,070,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,011
−HK$6,214/mo
▼ 0.25% · 3.875%
HK$118,096
−HK$3,129/mo
Today · 4.125%
HK$121,225
baseline
▲ 0.50% · 4.625%
HK$127,615
+HK$6,390/mo
Deposit HK$2.52M · loan HK$22.67M · min. income ≈ HK$242,450/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,070,476 · Scale 2, in force from 26 Feb 2026)