LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,442
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,229
−HK$1,816/mo
Today · 4.125%
HK$61,045
baseline
▲ 0.50% · 4.625%
HK$64,759
+HK$3,714/mo
Deposit HK$12.60M · loan HK$12.60M · min. income ≈ HK$122,090/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,070,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,904
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,618
−HK$1,739/mo
Today · 4.125%
HK$67,357
baseline
▲ 0.50% · 4.625%
HK$70,907
+HK$3,550/mo
Deposit HK$12.60M · loan HK$12.60M · min. income ≈ HK$134,714/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,070,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,931
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,075
−HK$2,178/mo
Today · 4.125%
HK$73,253
baseline
▲ 0.50% · 4.625%
HK$77,711
+HK$4,458/mo
Deposit HK$10.08M · loan HK$15.11M · min. income ≈ HK$146,506/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,070,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,685
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,742
−HK$2,086/mo
Today · 4.125%
HK$80,828
baseline
▲ 0.50% · 4.625%
HK$85,088
+HK$4,260/mo
Deposit HK$10.08M · loan HK$15.11M · min. income ≈ HK$161,656/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,070,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,419
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,921
−HK$2,541/mo
Today · 4.125%
HK$85,462
baseline
▲ 0.50% · 4.625%
HK$90,663
+HK$5,201/mo
Deposit HK$7.56M · loan HK$17.63M · min. income ≈ HK$170,924/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,070,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,466
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,865
−HK$2,434/mo
Today · 4.125%
HK$94,299
baseline
▲ 0.50% · 4.625%
HK$99,270
+HK$4,971/mo
Deposit HK$7.56M · loan HK$17.63M · min. income ≈ HK$188,598/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,070,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,396
−HK$6,484/mo
▼ 0.25% · 3.875%
HK$106,612
−HK$3,268/mo
Today · 4.125%
HK$109,880
baseline
▲ 0.50% · 4.625%
HK$116,566
+HK$6,686/mo
Deposit HK$2.52M · loan HK$22.67M · min. income ≈ HK$219,760/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,070,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,027
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$118,112
−HK$3,130/mo
Today · 4.125%
HK$121,242
baseline
▲ 0.50% · 4.625%
HK$127,633
+HK$6,391/mo
Deposit HK$2.52M · loan HK$22.67M · min. income ≈ HK$242,484/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,070,626 · Scale 2, in force from 26 Feb 2026)