LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,469
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,257
−HK$1,816/mo
Today · 4.125%
HK$61,073
baseline
▲ 0.50% · 4.625%
HK$64,789
+HK$3,716/mo
Deposit HK$12.60M · loan HK$12.60M · min. income ≈ HK$122,146/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,071,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,934
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,649
−HK$1,739/mo
Today · 4.125%
HK$67,388
baseline
▲ 0.50% · 4.625%
HK$70,940
+HK$3,552/mo
Deposit HK$12.60M · loan HK$12.60M · min. income ≈ HK$134,776/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,071,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,963
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,108
−HK$2,180/mo
Today · 4.125%
HK$73,288
baseline
▲ 0.50% · 4.625%
HK$77,747
+HK$4,459/mo
Deposit HK$10.08M · loan HK$15.12M · min. income ≈ HK$146,576/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,071,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,721
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,778
−HK$2,088/mo
Today · 4.125%
HK$80,866
baseline
▲ 0.50% · 4.625%
HK$85,128
+HK$4,262/mo
Deposit HK$10.08M · loan HK$15.12M · min. income ≈ HK$161,732/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,071,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,457
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,960
−HK$2,542/mo
Today · 4.125%
HK$85,502
baseline
▲ 0.50% · 4.625%
HK$90,705
+HK$5,203/mo
Deposit HK$7.56M · loan HK$17.64M · min. income ≈ HK$171,004/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,071,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,508
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,908
−HK$2,435/mo
Today · 4.125%
HK$94,343
baseline
▲ 0.50% · 4.625%
HK$99,316
+HK$4,973/mo
Deposit HK$7.56M · loan HK$17.64M · min. income ≈ HK$188,686/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,071,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,445
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,662
−HK$3,270/mo
Today · 4.125%
HK$109,932
baseline
▲ 0.50% · 4.625%
HK$116,621
+HK$6,689/mo
Deposit HK$2.52M · loan HK$22.68M · min. income ≈ HK$219,864/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,081
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,168
−HK$3,131/mo
Today · 4.125%
HK$121,299
baseline
▲ 0.50% · 4.625%
HK$127,693
+HK$6,394/mo
Deposit HK$2.52M · loan HK$22.68M · min. income ≈ HK$242,598/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,128 · Scale 2, in force from 26 Feb 2026)