LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,472
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,260
−HK$1,816/mo
Today · 4.125%
HK$61,076
baseline
▲ 0.50% · 4.625%
HK$64,792
+HK$3,716/mo
Deposit HK$12.60M · loan HK$12.60M · min. income ≈ HK$122,152/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,071,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,937
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,652
−HK$1,739/mo
Today · 4.125%
HK$67,391
baseline
▲ 0.50% · 4.625%
HK$70,944
+HK$3,553/mo
Deposit HK$12.60M · loan HK$12.60M · min. income ≈ HK$134,782/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,071,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,966
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,112
−HK$2,179/mo
Today · 4.125%
HK$73,291
baseline
▲ 0.50% · 4.625%
HK$77,751
+HK$4,460/mo
Deposit HK$10.08M · loan HK$15.12M · min. income ≈ HK$146,582/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,071,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,724
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,782
−HK$2,087/mo
Today · 4.125%
HK$80,869
baseline
▲ 0.50% · 4.625%
HK$85,132
+HK$4,263/mo
Deposit HK$10.08M · loan HK$15.12M · min. income ≈ HK$161,738/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,071,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,461
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,963
−HK$2,543/mo
Today · 4.125%
HK$85,506
baseline
▲ 0.50% · 4.625%
HK$90,709
+HK$5,203/mo
Deposit HK$7.56M · loan HK$17.64M · min. income ≈ HK$171,012/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,071,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,512
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,912
−HK$2,436/mo
Today · 4.125%
HK$94,348
baseline
▲ 0.50% · 4.625%
HK$99,321
+HK$4,973/mo
Deposit HK$7.56M · loan HK$17.64M · min. income ≈ HK$188,696/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,071,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,449
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,667
−HK$3,270/mo
Today · 4.125%
HK$109,937
baseline
▲ 0.50% · 4.625%
HK$116,626
+HK$6,689/mo
Deposit HK$2.52M · loan HK$22.68M · min. income ≈ HK$219,874/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,086
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,173
−HK$3,131/mo
Today · 4.125%
HK$121,304
baseline
▲ 0.50% · 4.625%
HK$127,698
+HK$6,394/mo
Deposit HK$2.52M · loan HK$22.68M · min. income ≈ HK$242,608/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,177 · Scale 2, in force from 26 Feb 2026)