LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,483
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,271
−HK$1,817/mo
Today · 4.125%
HK$61,088
baseline
▲ 0.50% · 4.625%
HK$64,805
+HK$3,717/mo
Deposit HK$12.60M · loan HK$12.60M · min. income ≈ HK$122,176/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,949
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,664
−HK$1,740/mo
Today · 4.125%
HK$67,404
baseline
▲ 0.50% · 4.625%
HK$70,957
+HK$3,553/mo
Deposit HK$12.60M · loan HK$12.60M · min. income ≈ HK$134,808/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,980
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,125
−HK$2,180/mo
Today · 4.125%
HK$73,305
baseline
▲ 0.50% · 4.625%
HK$77,766
+HK$4,461/mo
Deposit HK$10.08M · loan HK$15.13M · min. income ≈ HK$146,610/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,071,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,739
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,797
−HK$2,088/mo
Today · 4.125%
HK$80,885
baseline
▲ 0.50% · 4.625%
HK$85,149
+HK$4,264/mo
Deposit HK$10.08M · loan HK$15.13M · min. income ≈ HK$161,770/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,071,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,476
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,979
−HK$2,544/mo
Today · 4.125%
HK$85,523
baseline
▲ 0.50% · 4.625%
HK$90,727
+HK$5,204/mo
Deposit HK$7.56M · loan HK$17.65M · min. income ≈ HK$171,046/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,071,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,529
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,930
−HK$2,436/mo
Today · 4.125%
HK$94,366
baseline
▲ 0.50% · 4.625%
HK$99,340
+HK$4,974/mo
Deposit HK$7.56M · loan HK$17.65M · min. income ≈ HK$188,732/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$1,071,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,469
−HK$6,489/mo
▼ 0.25% · 3.875%
HK$106,688
−HK$3,270/mo
Today · 4.125%
HK$109,958
baseline
▲ 0.50% · 4.625%
HK$116,649
+HK$6,691/mo
Deposit HK$2.52M · loan HK$22.69M · min. income ≈ HK$219,916/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,109
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$118,196
−HK$3,132/mo
Today · 4.125%
HK$121,328
baseline
▲ 0.50% · 4.625%
HK$127,723
+HK$6,395/mo
Deposit HK$2.52M · loan HK$22.69M · min. income ≈ HK$242,656/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,383 · Scale 2, in force from 26 Feb 2026)