LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,500
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,289
−HK$1,817/mo
Today · 4.125%
HK$61,106
baseline
▲ 0.50% · 4.625%
HK$64,824
+HK$3,718/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$122,212/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,968
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,684
−HK$1,740/mo
Today · 4.125%
HK$67,424
baseline
▲ 0.50% · 4.625%
HK$70,978
+HK$3,554/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$134,848/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,000
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,146
−HK$2,181/mo
Today · 4.125%
HK$73,327
baseline
▲ 0.50% · 4.625%
HK$77,789
+HK$4,462/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$146,654/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,762
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,821
−HK$2,088/mo
Today · 4.125%
HK$80,909
baseline
▲ 0.50% · 4.625%
HK$85,174
+HK$4,265/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$161,818/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,500
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,004
−HK$2,544/mo
Today · 4.125%
HK$85,548
baseline
▲ 0.50% · 4.625%
HK$90,754
+HK$5,206/mo
Deposit HK$7.56M · loan HK$17.65M · min. income ≈ HK$171,096/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,556
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,957
−HK$2,437/mo
Today · 4.125%
HK$94,394
baseline
▲ 0.50% · 4.625%
HK$99,370
+HK$4,976/mo
Deposit HK$7.56M · loan HK$17.65M · min. income ≈ HK$188,788/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,500
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$106,720
−HK$3,270/mo
Today · 4.125%
HK$109,990
baseline
▲ 0.50% · 4.625%
HK$116,683
+HK$6,693/mo
Deposit HK$2.52M · loan HK$22.69M · min. income ≈ HK$219,980/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,143
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$118,231
−HK$3,133/mo
Today · 4.125%
HK$121,364
baseline
▲ 0.50% · 4.625%
HK$127,761
+HK$6,397/mo
Deposit HK$2.52M · loan HK$22.69M · min. income ≈ HK$242,728/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,701 · Scale 2, in force from 26 Feb 2026)