LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,508
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,297
−HK$1,817/mo
Today · 4.125%
HK$61,114
baseline
▲ 0.50% · 4.625%
HK$64,833
+HK$3,719/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$122,228/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,977
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,693
−HK$1,741/mo
Today · 4.125%
HK$67,434
baseline
▲ 0.50% · 4.625%
HK$70,988
+HK$3,554/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$134,868/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,010
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,156
−HK$2,181/mo
Today · 4.125%
HK$73,337
baseline
▲ 0.50% · 4.625%
HK$77,800
+HK$4,463/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$146,674/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,773
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,832
−HK$2,089/mo
Today · 4.125%
HK$80,921
baseline
▲ 0.50% · 4.625%
HK$85,186
+HK$4,265/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$161,842/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,511
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,016
−HK$2,544/mo
Today · 4.125%
HK$85,560
baseline
▲ 0.50% · 4.625%
HK$90,766
+HK$5,206/mo
Deposit HK$7.57M · loan HK$17.65M · min. income ≈ HK$171,120/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,568
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,970
−HK$2,437/mo
Today · 4.125%
HK$94,407
baseline
▲ 0.50% · 4.625%
HK$99,384
+HK$4,977/mo
Deposit HK$7.57M · loan HK$17.65M · min. income ≈ HK$188,814/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,515
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$106,735
−HK$3,271/mo
Today · 4.125%
HK$110,006
baseline
▲ 0.50% · 4.625%
HK$116,700
+HK$6,694/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$220,012/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,159
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,248
−HK$3,133/mo
Today · 4.125%
HK$121,381
baseline
▲ 0.50% · 4.625%
HK$127,779
+HK$6,398/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$242,762/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,852 · Scale 2, in force from 26 Feb 2026)