LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,511
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,300
−HK$1,818/mo
Today · 4.125%
HK$61,118
baseline
▲ 0.50% · 4.625%
HK$64,836
+HK$3,718/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$122,236/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,980
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,696
−HK$1,741/mo
Today · 4.125%
HK$67,437
baseline
▲ 0.50% · 4.625%
HK$70,992
+HK$3,555/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$134,874/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,013
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,160
−HK$2,181/mo
Today · 4.125%
HK$73,341
baseline
▲ 0.50% · 4.625%
HK$77,804
+HK$4,463/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$146,682/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,777
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,836
−HK$2,089/mo
Today · 4.125%
HK$80,925
baseline
▲ 0.50% · 4.625%
HK$85,190
+HK$4,265/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$161,850/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,515
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,020
−HK$2,545/mo
Today · 4.125%
HK$85,565
baseline
▲ 0.50% · 4.625%
HK$90,771
+HK$5,206/mo
Deposit HK$7.57M · loan HK$17.65M · min. income ≈ HK$171,130/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,573
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,975
−HK$2,437/mo
Today · 4.125%
HK$94,412
baseline
▲ 0.50% · 4.625%
HK$99,389
+HK$4,977/mo
Deposit HK$7.57M · loan HK$17.65M · min. income ≈ HK$188,824/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,520
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,740
−HK$3,272/mo
Today · 4.125%
HK$110,012
baseline
▲ 0.50% · 4.625%
HK$116,705
+HK$6,693/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$220,024/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,165
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,254
−HK$3,133/mo
Today · 4.125%
HK$121,387
baseline
▲ 0.50% · 4.625%
HK$127,785
+HK$6,398/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$242,774/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,906 · Scale 2, in force from 26 Feb 2026)