LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,512
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,301
−HK$1,818/mo
Today · 4.125%
HK$61,119
baseline
▲ 0.50% · 4.625%
HK$64,838
+HK$3,719/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$122,238/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,982
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,698
−HK$1,740/mo
Today · 4.125%
HK$67,438
baseline
▲ 0.50% · 4.625%
HK$70,993
+HK$3,555/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$134,876/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,015
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,161
−HK$2,181/mo
Today · 4.125%
HK$73,342
baseline
▲ 0.50% · 4.625%
HK$77,805
+HK$4,463/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$146,684/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,778
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,837
−HK$2,089/mo
Today · 4.125%
HK$80,926
baseline
▲ 0.50% · 4.625%
HK$85,192
+HK$4,266/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$161,852/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,517
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,022
−HK$2,544/mo
Today · 4.125%
HK$85,566
baseline
▲ 0.50% · 4.625%
HK$90,773
+HK$5,207/mo
Deposit HK$7.57M · loan HK$17.66M · min. income ≈ HK$171,132/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,574
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,977
−HK$2,437/mo
Today · 4.125%
HK$94,414
baseline
▲ 0.50% · 4.625%
HK$99,391
+HK$4,977/mo
Deposit HK$7.57M · loan HK$17.66M · min. income ≈ HK$188,828/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,522
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,742
−HK$3,272/mo
Today · 4.125%
HK$110,014
baseline
▲ 0.50% · 4.625%
HK$116,708
+HK$6,694/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$220,028/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,167
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,256
−HK$3,133/mo
Today · 4.125%
HK$121,389
baseline
▲ 0.50% · 4.625%
HK$127,788
+HK$6,399/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$242,778/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,927 · Scale 2, in force from 26 Feb 2026)