LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,514
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,303
−HK$1,818/mo
Today · 4.125%
HK$61,121
baseline
▲ 0.50% · 4.625%
HK$64,840
+HK$3,719/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$122,242/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,984
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,700
−HK$1,740/mo
Today · 4.125%
HK$67,440
baseline
▲ 0.50% · 4.625%
HK$70,995
+HK$3,555/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$134,880/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,071,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,017
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,164
−HK$2,181/mo
Today · 4.125%
HK$73,345
baseline
▲ 0.50% · 4.625%
HK$77,808
+HK$4,463/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$146,690/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,780
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,840
−HK$2,089/mo
Today · 4.125%
HK$80,929
baseline
▲ 0.50% · 4.625%
HK$85,194
+HK$4,265/mo
Deposit HK$10.09M · loan HK$15.13M · min. income ≈ HK$161,858/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,071,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,519
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,024
−HK$2,545/mo
Today · 4.125%
HK$85,569
baseline
▲ 0.50% · 4.625%
HK$90,775
+HK$5,206/mo
Deposit HK$7.57M · loan HK$17.66M · min. income ≈ HK$171,138/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,577
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,980
−HK$2,437/mo
Today · 4.125%
HK$94,417
baseline
▲ 0.50% · 4.625%
HK$99,394
+HK$4,977/mo
Deposit HK$7.57M · loan HK$17.66M · min. income ≈ HK$188,834/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,071,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,525
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,745
−HK$3,272/mo
Today · 4.125%
HK$110,017
baseline
▲ 0.50% · 4.625%
HK$116,711
+HK$6,694/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$220,034/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,171
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,259
−HK$3,134/mo
Today · 4.125%
HK$121,393
baseline
▲ 0.50% · 4.625%
HK$127,792
+HK$6,399/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$242,786/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,071,960 · Scale 2, in force from 26 Feb 2026)