LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,520
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,309
−HK$1,818/mo
Today · 4.125%
HK$61,127
baseline
▲ 0.50% · 4.625%
HK$64,847
+HK$3,720/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$122,254/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,072,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,991
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,707
−HK$1,741/mo
Today · 4.125%
HK$67,448
baseline
▲ 0.50% · 4.625%
HK$71,003
+HK$3,555/mo
Deposit HK$12.61M · loan HK$12.61M · min. income ≈ HK$134,896/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,072,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,024
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,171
−HK$2,182/mo
Today · 4.125%
HK$73,353
baseline
▲ 0.50% · 4.625%
HK$77,816
+HK$4,463/mo
Deposit HK$10.09M · loan HK$15.14M · min. income ≈ HK$146,706/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,072,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,789
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,848
−HK$2,089/mo
Today · 4.125%
HK$80,937
baseline
▲ 0.50% · 4.625%
HK$85,204
+HK$4,267/mo
Deposit HK$10.09M · loan HK$15.14M · min. income ≈ HK$161,874/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,072,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,528
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,033
−HK$2,545/mo
Today · 4.125%
HK$85,578
baseline
▲ 0.50% · 4.625%
HK$90,785
+HK$5,207/mo
Deposit HK$7.57M · loan HK$17.66M · min. income ≈ HK$171,156/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,072,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,587
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,990
−HK$2,437/mo
Today · 4.125%
HK$94,427
baseline
▲ 0.50% · 4.625%
HK$99,404
+HK$4,977/mo
Deposit HK$7.57M · loan HK$17.66M · min. income ≈ HK$188,854/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,072,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,536
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$106,757
−HK$3,272/mo
Today · 4.125%
HK$110,029
baseline
▲ 0.50% · 4.625%
HK$116,724
+HK$6,695/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$220,058/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,072,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,183
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,272
−HK$3,134/mo
Today · 4.125%
HK$121,406
baseline
▲ 0.50% · 4.625%
HK$127,806
+HK$6,400/mo
Deposit HK$2.52M · loan HK$22.70M · min. income ≈ HK$242,812/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$1,072,077 · Scale 2, in force from 26 Feb 2026)