LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,546
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,336
−HK$1,818/mo
Today · 4.125%
HK$61,154
baseline
▲ 0.50% · 4.625%
HK$64,875
+HK$3,721/mo
Deposit HK$12.62M · loan HK$12.62M · min. income ≈ HK$122,308/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,072,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,019
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,736
−HK$1,742/mo
Today · 4.125%
HK$67,478
baseline
▲ 0.50% · 4.625%
HK$71,034
+HK$3,556/mo
Deposit HK$12.62M · loan HK$12.62M · min. income ≈ HK$134,956/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,072,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,055
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,203
−HK$2,182/mo
Today · 4.125%
HK$73,385
baseline
▲ 0.50% · 4.625%
HK$77,850
+HK$4,465/mo
Deposit HK$10.09M · loan HK$15.14M · min. income ≈ HK$146,770/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,072,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,823
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,883
−HK$2,090/mo
Today · 4.125%
HK$80,973
baseline
▲ 0.50% · 4.625%
HK$85,241
+HK$4,268/mo
Deposit HK$10.09M · loan HK$15.14M · min. income ≈ HK$161,946/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,072,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,564
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,070
−HK$2,546/mo
Today · 4.125%
HK$85,616
baseline
▲ 0.50% · 4.625%
HK$90,825
+HK$5,209/mo
Deposit HK$7.57M · loan HK$17.67M · min. income ≈ HK$171,232/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,072,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,626
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,030
−HK$2,439/mo
Today · 4.125%
HK$94,469
baseline
▲ 0.50% · 4.625%
HK$99,448
+HK$4,979/mo
Deposit HK$7.57M · loan HK$17.67M · min. income ≈ HK$188,938/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,072,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,582
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$106,804
−HK$3,274/mo
Today · 4.125%
HK$110,078
baseline
▲ 0.50% · 4.625%
HK$116,776
+HK$6,698/mo
Deposit HK$2.52M · loan HK$22.71M · min. income ≈ HK$220,156/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,072,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,234
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$118,325
−HK$3,135/mo
Today · 4.125%
HK$121,460
baseline
▲ 0.50% · 4.625%
HK$127,862
+HK$6,402/mo
Deposit HK$2.52M · loan HK$22.71M · min. income ≈ HK$242,920/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,072,550 · Scale 2, in force from 26 Feb 2026)