LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,547
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,337
−HK$1,819/mo
Today · 4.125%
HK$61,156
baseline
▲ 0.50% · 4.625%
HK$64,877
+HK$3,721/mo
Deposit HK$12.62M · loan HK$12.62M · min. income ≈ HK$122,312/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,072,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,021
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,738
−HK$1,742/mo
Today · 4.125%
HK$67,480
baseline
▲ 0.50% · 4.625%
HK$71,037
+HK$3,557/mo
Deposit HK$12.62M · loan HK$12.62M · min. income ≈ HK$134,960/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,072,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,057
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,205
−HK$2,182/mo
Today · 4.125%
HK$73,387
baseline
▲ 0.50% · 4.625%
HK$77,853
+HK$4,466/mo
Deposit HK$10.09M · loan HK$15.14M · min. income ≈ HK$146,774/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,072,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,825
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,885
−HK$2,091/mo
Today · 4.125%
HK$80,976
baseline
▲ 0.50% · 4.625%
HK$85,244
+HK$4,268/mo
Deposit HK$10.09M · loan HK$15.14M · min. income ≈ HK$161,952/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,072,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,566
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,072
−HK$2,547/mo
Today · 4.125%
HK$85,619
baseline
▲ 0.50% · 4.625%
HK$90,828
+HK$5,209/mo
Deposit HK$7.57M · loan HK$17.67M · min. income ≈ HK$171,238/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,072,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,629
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,033
−HK$2,439/mo
Today · 4.125%
HK$94,472
baseline
▲ 0.50% · 4.625%
HK$99,451
+HK$4,979/mo
Deposit HK$7.57M · loan HK$17.67M · min. income ≈ HK$188,944/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$1,072,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,585
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$106,807
−HK$3,274/mo
Today · 4.125%
HK$110,081
baseline
▲ 0.50% · 4.625%
HK$116,779
+HK$6,698/mo
Deposit HK$2.52M · loan HK$22.71M · min. income ≈ HK$220,162/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,072,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,238
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$118,328
−HK$3,136/mo
Today · 4.125%
HK$121,464
baseline
▲ 0.50% · 4.625%
HK$127,866
+HK$6,402/mo
Deposit HK$2.52M · loan HK$22.71M · min. income ≈ HK$242,928/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,072,583 · Scale 2, in force from 26 Feb 2026)