LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,556
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,347
−HK$1,819/mo
Today · 4.125%
HK$61,166
baseline
▲ 0.50% · 4.625%
HK$64,887
+HK$3,721/mo
Deposit HK$12.62M · loan HK$12.62M · min. income ≈ HK$122,332/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,072,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,031
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,748
−HK$1,742/mo
Today · 4.125%
HK$67,490
baseline
▲ 0.50% · 4.625%
HK$71,048
+HK$3,558/mo
Deposit HK$12.62M · loan HK$12.62M · min. income ≈ HK$134,980/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,072,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,067
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,216
−HK$2,183/mo
Today · 4.125%
HK$73,399
baseline
▲ 0.50% · 4.625%
HK$77,865
+HK$4,466/mo
Deposit HK$10.10M · loan HK$15.14M · min. income ≈ HK$146,798/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,072,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,837
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,898
−HK$2,090/mo
Today · 4.125%
HK$80,988
baseline
▲ 0.50% · 4.625%
HK$85,257
+HK$4,269/mo
Deposit HK$10.10M · loan HK$15.14M · min. income ≈ HK$161,976/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,072,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,579
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,085
−HK$2,547/mo
Today · 4.125%
HK$85,632
baseline
▲ 0.50% · 4.625%
HK$90,842
+HK$5,210/mo
Deposit HK$7.57M · loan HK$17.67M · min. income ≈ HK$171,264/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,072,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,643
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,047
−HK$2,439/mo
Today · 4.125%
HK$94,486
baseline
▲ 0.50% · 4.625%
HK$99,467
+HK$4,981/mo
Deposit HK$7.57M · loan HK$17.67M · min. income ≈ HK$188,972/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,072,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,601
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$106,824
−HK$3,274/mo
Today · 4.125%
HK$110,098
baseline
▲ 0.50% · 4.625%
HK$116,797
+HK$6,699/mo
Deposit HK$2.52M · loan HK$22.72M · min. income ≈ HK$220,196/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,072,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,255
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$118,346
−HK$3,136/mo
Today · 4.125%
HK$121,482
baseline
▲ 0.50% · 4.625%
HK$127,886
+HK$6,404/mo
Deposit HK$2.52M · loan HK$22.72M · min. income ≈ HK$242,964/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,072,748 · Scale 2, in force from 26 Feb 2026)