LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,569
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,360
−HK$1,819/mo
Today · 4.125%
HK$61,179
baseline
▲ 0.50% · 4.625%
HK$64,902
+HK$3,723/mo
Deposit HK$12.62M · loan HK$12.62M · min. income ≈ HK$122,358/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,072,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,045
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,763
−HK$1,742/mo
Today · 4.125%
HK$67,505
baseline
▲ 0.50% · 4.625%
HK$71,064
+HK$3,559/mo
Deposit HK$12.62M · loan HK$12.62M · min. income ≈ HK$135,010/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,072,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,083
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,232
−HK$2,183/mo
Today · 4.125%
HK$73,415
baseline
▲ 0.50% · 4.625%
HK$77,882
+HK$4,467/mo
Deposit HK$10.10M · loan HK$15.15M · min. income ≈ HK$146,830/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,072,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,854
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,915
−HK$2,091/mo
Today · 4.125%
HK$81,006
baseline
▲ 0.50% · 4.625%
HK$85,276
+HK$4,270/mo
Deposit HK$10.10M · loan HK$15.15M · min. income ≈ HK$162,012/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,072,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,597
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,104
−HK$2,547/mo
Today · 4.125%
HK$85,651
baseline
▲ 0.50% · 4.625%
HK$90,863
+HK$5,212/mo
Deposit HK$7.57M · loan HK$17.67M · min. income ≈ HK$171,302/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,072,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,663
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,068
−HK$2,439/mo
Today · 4.125%
HK$94,507
baseline
▲ 0.50% · 4.625%
HK$99,489
+HK$4,982/mo
Deposit HK$7.57M · loan HK$17.67M · min. income ≈ HK$189,014/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,072,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,625
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$106,848
−HK$3,275/mo
Today · 4.125%
HK$110,123
baseline
▲ 0.50% · 4.625%
HK$116,823
+HK$6,700/mo
Deposit HK$2.52M · loan HK$22.72M · min. income ≈ HK$220,246/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,072,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,281
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$118,373
−HK$3,137/mo
Today · 4.125%
HK$121,510
baseline
▲ 0.50% · 4.625%
HK$127,914
+HK$6,404/mo
Deposit HK$2.52M · loan HK$22.72M · min. income ≈ HK$243,020/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,072,990 · Scale 2, in force from 26 Feb 2026)