LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,578
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,369
−HK$1,820/mo
Today · 4.125%
HK$61,189
baseline
▲ 0.50% · 4.625%
HK$64,912
+HK$3,723/mo
Deposit HK$12.63M · loan HK$12.63M · min. income ≈ HK$122,378/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,073,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,055
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,773
−HK$1,743/mo
Today · 4.125%
HK$67,516
baseline
▲ 0.50% · 4.625%
HK$71,074
+HK$3,558/mo
Deposit HK$12.63M · loan HK$12.63M · min. income ≈ HK$135,032/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,073,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,094
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,243
−HK$2,183/mo
Today · 4.125%
HK$73,426
baseline
▲ 0.50% · 4.625%
HK$77,894
+HK$4,468/mo
Deposit HK$10.10M · loan HK$15.15M · min. income ≈ HK$146,852/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,073,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,866
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,927
−HK$2,092/mo
Today · 4.125%
HK$81,019
baseline
▲ 0.50% · 4.625%
HK$85,289
+HK$4,270/mo
Deposit HK$10.10M · loan HK$15.15M · min. income ≈ HK$162,038/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,073,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,609
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,117
−HK$2,547/mo
Today · 4.125%
HK$85,664
baseline
▲ 0.50% · 4.625%
HK$90,877
+HK$5,213/mo
Deposit HK$7.58M · loan HK$17.68M · min. income ≈ HK$171,328/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,073,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,677
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,082
−HK$2,440/mo
Today · 4.125%
HK$94,522
baseline
▲ 0.50% · 4.625%
HK$99,504
+HK$4,982/mo
Deposit HK$7.58M · loan HK$17.68M · min. income ≈ HK$189,044/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,073,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,640
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$106,864
−HK$3,276/mo
Today · 4.125%
HK$110,140
baseline
▲ 0.50% · 4.625%
HK$116,841
+HK$6,701/mo
Deposit HK$2.53M · loan HK$22.73M · min. income ≈ HK$220,280/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,073,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,299
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$118,391
−HK$3,137/mo
Today · 4.125%
HK$121,528
baseline
▲ 0.50% · 4.625%
HK$127,934
+HK$6,406/mo
Deposit HK$2.53M · loan HK$22.73M · min. income ≈ HK$243,056/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,073,154 · Scale 2, in force from 26 Feb 2026)