LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,596
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,388
−HK$1,820/mo
Today · 4.125%
HK$61,208
baseline
▲ 0.50% · 4.625%
HK$64,933
+HK$3,725/mo
Deposit HK$12.63M · loan HK$12.63M · min. income ≈ HK$122,416/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,073,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,075
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,794
−HK$1,743/mo
Today · 4.125%
HK$67,537
baseline
▲ 0.50% · 4.625%
HK$71,097
+HK$3,560/mo
Deposit HK$12.63M · loan HK$12.63M · min. income ≈ HK$135,074/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,073,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,116
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,266
−HK$2,184/mo
Today · 4.125%
HK$73,450
baseline
▲ 0.50% · 4.625%
HK$77,919
+HK$4,469/mo
Deposit HK$10.10M · loan HK$15.16M · min. income ≈ HK$146,900/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,073,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,890
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,953
−HK$2,092/mo
Today · 4.125%
HK$81,045
baseline
▲ 0.50% · 4.625%
HK$85,317
+HK$4,272/mo
Deposit HK$10.10M · loan HK$15.16M · min. income ≈ HK$162,090/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,073,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,635
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,143
−HK$2,548/mo
Today · 4.125%
HK$85,691
baseline
▲ 0.50% · 4.625%
HK$90,906
+HK$5,215/mo
Deposit HK$7.58M · loan HK$17.68M · min. income ≈ HK$171,382/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,073,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,706
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,111
−HK$2,441/mo
Today · 4.125%
HK$94,552
baseline
▲ 0.50% · 4.625%
HK$99,536
+HK$4,984/mo
Deposit HK$7.58M · loan HK$17.68M · min. income ≈ HK$189,104/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,073,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,673
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,898
−HK$3,277/mo
Today · 4.125%
HK$110,175
baseline
▲ 0.50% · 4.625%
HK$116,879
+HK$6,704/mo
Deposit HK$2.53M · loan HK$22.73M · min. income ≈ HK$220,350/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,073,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,336
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$118,429
−HK$3,138/mo
Today · 4.125%
HK$121,567
baseline
▲ 0.50% · 4.625%
HK$127,975
+HK$6,408/mo
Deposit HK$2.53M · loan HK$22.73M · min. income ≈ HK$243,134/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,073,496 · Scale 2, in force from 26 Feb 2026)