LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,603
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,395
−HK$1,820/mo
Today · 4.125%
HK$61,215
baseline
▲ 0.50% · 4.625%
HK$64,940
+HK$3,725/mo
Deposit HK$12.63M · loan HK$12.63M · min. income ≈ HK$122,430/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,073,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,083
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,801
−HK$1,744/mo
Today · 4.125%
HK$67,545
baseline
▲ 0.50% · 4.625%
HK$71,105
+HK$3,560/mo
Deposit HK$12.63M · loan HK$12.63M · min. income ≈ HK$135,090/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,073,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,123
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,274
−HK$2,184/mo
Today · 4.125%
HK$73,458
baseline
▲ 0.50% · 4.625%
HK$77,928
+HK$4,470/mo
Deposit HK$10.10M · loan HK$15.16M · min. income ≈ HK$146,916/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,073,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,899
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,962
−HK$2,092/mo
Today · 4.125%
HK$81,054
baseline
▲ 0.50% · 4.625%
HK$85,326
+HK$4,272/mo
Deposit HK$10.10M · loan HK$15.16M · min. income ≈ HK$162,108/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,073,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,644
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,153
−HK$2,548/mo
Today · 4.125%
HK$85,701
baseline
▲ 0.50% · 4.625%
HK$90,916
+HK$5,215/mo
Deposit HK$7.58M · loan HK$17.68M · min. income ≈ HK$171,402/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,073,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,716
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,122
−HK$2,441/mo
Today · 4.125%
HK$94,563
baseline
▲ 0.50% · 4.625%
HK$99,547
+HK$4,984/mo
Deposit HK$7.58M · loan HK$17.68M · min. income ≈ HK$189,126/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,073,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,685
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,910
−HK$3,277/mo
Today · 4.125%
HK$110,187
baseline
▲ 0.50% · 4.625%
HK$116,892
+HK$6,705/mo
Deposit HK$2.53M · loan HK$22.74M · min. income ≈ HK$220,374/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,073,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,349
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$118,442
−HK$3,139/mo
Today · 4.125%
HK$121,581
baseline
▲ 0.50% · 4.625%
HK$127,989
+HK$6,408/mo
Deposit HK$2.53M · loan HK$22.74M · min. income ≈ HK$243,162/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,073,618 · Scale 2, in force from 26 Feb 2026)