LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,610
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,402
−HK$1,821/mo
Today · 4.125%
HK$61,223
baseline
▲ 0.50% · 4.625%
HK$64,948
+HK$3,725/mo
Deposit HK$12.63M · loan HK$12.63M · min. income ≈ HK$122,446/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,073,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,091
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,809
−HK$1,744/mo
Today · 4.125%
HK$67,553
baseline
▲ 0.50% · 4.625%
HK$71,114
+HK$3,561/mo
Deposit HK$12.63M · loan HK$12.63M · min. income ≈ HK$135,106/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,073,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,132
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,282
−HK$2,185/mo
Today · 4.125%
HK$73,467
baseline
▲ 0.50% · 4.625%
HK$77,938
+HK$4,471/mo
Deposit HK$10.11M · loan HK$15.16M · min. income ≈ HK$146,934/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,073,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,909
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,971
−HK$2,093/mo
Today · 4.125%
HK$81,064
baseline
▲ 0.50% · 4.625%
HK$85,337
+HK$4,273/mo
Deposit HK$10.11M · loan HK$15.16M · min. income ≈ HK$162,128/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,073,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,654
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,163
−HK$2,549/mo
Today · 4.125%
HK$85,712
baseline
▲ 0.50% · 4.625%
HK$90,927
+HK$5,215/mo
Deposit HK$7.58M · loan HK$17.69M · min. income ≈ HK$171,424/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,073,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,727
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,133
−HK$2,442/mo
Today · 4.125%
HK$94,575
baseline
▲ 0.50% · 4.625%
HK$99,560
+HK$4,985/mo
Deposit HK$7.58M · loan HK$17.69M · min. income ≈ HK$189,150/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$1,073,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,698
−HK$6,503/mo
▼ 0.25% · 3.875%
HK$106,924
−HK$3,277/mo
Today · 4.125%
HK$110,201
baseline
▲ 0.50% · 4.625%
HK$116,906
+HK$6,705/mo
Deposit HK$2.53M · loan HK$22.74M · min. income ≈ HK$220,402/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,073,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,363
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$118,457
−HK$3,139/mo
Today · 4.125%
HK$121,596
baseline
▲ 0.50% · 4.625%
HK$128,005
+HK$6,409/mo
Deposit HK$2.53M · loan HK$22.74M · min. income ≈ HK$243,192/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,073,751 · Scale 2, in force from 26 Feb 2026)