LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,660
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,453
−HK$1,823/mo
Today · 4.125%
HK$61,276
baseline
▲ 0.50% · 4.625%
HK$65,004
+HK$3,728/mo
Deposit HK$12.64M · loan HK$12.64M · min. income ≈ HK$122,552/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,074,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,146
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,866
−HK$1,746/mo
Today · 4.125%
HK$67,612
baseline
▲ 0.50% · 4.625%
HK$71,176
+HK$3,564/mo
Deposit HK$12.64M · loan HK$12.64M · min. income ≈ HK$135,224/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,074,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,192
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,344
−HK$2,187/mo
Today · 4.125%
HK$73,531
baseline
▲ 0.50% · 4.625%
HK$78,005
+HK$4,474/mo
Deposit HK$10.11M · loan HK$15.17M · min. income ≈ HK$147,062/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,074,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,975
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,040
−HK$2,094/mo
Today · 4.125%
HK$81,134
baseline
▲ 0.50% · 4.625%
HK$85,411
+HK$4,277/mo
Deposit HK$10.11M · loan HK$15.17M · min. income ≈ HK$162,268/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,074,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,724
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,235
−HK$2,551/mo
Today · 4.125%
HK$85,786
baseline
▲ 0.50% · 4.625%
HK$91,006
+HK$5,220/mo
Deposit HK$7.59M · loan HK$17.70M · min. income ≈ HK$171,572/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,074,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,804
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,213
−HK$2,443/mo
Today · 4.125%
HK$94,656
baseline
▲ 0.50% · 4.625%
HK$99,646
+HK$4,990/mo
Deposit HK$7.59M · loan HK$17.70M · min. income ≈ HK$189,312/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,074,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,788
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$107,016
−HK$3,280/mo
Today · 4.125%
HK$110,296
baseline
▲ 0.50% · 4.625%
HK$117,008
+HK$6,712/mo
Deposit HK$2.53M · loan HK$22.76M · min. income ≈ HK$220,592/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,074,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,463
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$118,560
−HK$3,141/mo
Today · 4.125%
HK$121,701
baseline
▲ 0.50% · 4.625%
HK$128,116
+HK$6,415/mo
Deposit HK$2.53M · loan HK$22.76M · min. income ≈ HK$243,402/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,074,680 · Scale 2, in force from 26 Feb 2026)