LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,671
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,464
−HK$1,823/mo
Today · 4.125%
HK$61,287
baseline
▲ 0.50% · 4.625%
HK$65,016
+HK$3,729/mo
Deposit HK$12.65M · loan HK$12.65M · min. income ≈ HK$122,574/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,074,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,158
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,879
−HK$1,745/mo
Today · 4.125%
HK$67,624
baseline
▲ 0.50% · 4.625%
HK$71,189
+HK$3,565/mo
Deposit HK$12.65M · loan HK$12.65M · min. income ≈ HK$135,248/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,074,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,205
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,357
−HK$2,187/mo
Today · 4.125%
HK$73,544
baseline
▲ 0.50% · 4.625%
HK$78,019
+HK$4,475/mo
Deposit HK$10.12M · loan HK$15.17M · min. income ≈ HK$147,088/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,074,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,989
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,054
−HK$2,095/mo
Today · 4.125%
HK$81,149
baseline
▲ 0.50% · 4.625%
HK$85,426
+HK$4,277/mo
Deposit HK$10.12M · loan HK$15.17M · min. income ≈ HK$162,298/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,074,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,739
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,250
−HK$2,552/mo
Today · 4.125%
HK$85,802
baseline
▲ 0.50% · 4.625%
HK$91,023
+HK$5,221/mo
Deposit HK$7.59M · loan HK$17.70M · min. income ≈ HK$171,604/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,074,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,821
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,230
−HK$2,444/mo
Today · 4.125%
HK$94,674
baseline
▲ 0.50% · 4.625%
HK$99,664
+HK$4,990/mo
Deposit HK$7.59M · loan HK$17.70M · min. income ≈ HK$189,348/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,074,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,807
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$107,036
−HK$3,281/mo
Today · 4.125%
HK$110,317
baseline
▲ 0.50% · 4.625%
HK$117,029
+HK$6,712/mo
Deposit HK$2.53M · loan HK$22.76M · min. income ≈ HK$220,634/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,074,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,484
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$118,581
−HK$3,142/mo
Today · 4.125%
HK$121,723
baseline
▲ 0.50% · 4.625%
HK$128,140
+HK$6,417/mo
Deposit HK$2.53M · loan HK$22.76M · min. income ≈ HK$243,446/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,074,878 · Scale 2, in force from 26 Feb 2026)