LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,683
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,478
−HK$1,823/mo
Today · 4.125%
HK$61,301
baseline
▲ 0.50% · 4.625%
HK$65,031
+HK$3,730/mo
Deposit HK$12.65M · loan HK$12.65M · min. income ≈ HK$122,602/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,075,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,172
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,893
−HK$1,746/mo
Today · 4.125%
HK$67,639
baseline
▲ 0.50% · 4.625%
HK$71,205
+HK$3,566/mo
Deposit HK$12.65M · loan HK$12.65M · min. income ≈ HK$135,278/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,075,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,220
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,373
−HK$2,188/mo
Today · 4.125%
HK$73,561
baseline
▲ 0.50% · 4.625%
HK$78,037
+HK$4,476/mo
Deposit HK$10.12M · loan HK$15.18M · min. income ≈ HK$147,122/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,075,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,007
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,072
−HK$2,095/mo
Today · 4.125%
HK$81,167
baseline
▲ 0.50% · 4.625%
HK$85,446
+HK$4,279/mo
Deposit HK$10.12M · loan HK$15.18M · min. income ≈ HK$162,334/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,075,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,757
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,269
−HK$2,552/mo
Today · 4.125%
HK$85,821
baseline
▲ 0.50% · 4.625%
HK$91,043
+HK$5,222/mo
Deposit HK$7.59M · loan HK$17.71M · min. income ≈ HK$171,642/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,075,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,841
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,251
−HK$2,444/mo
Today · 4.125%
HK$94,695
baseline
▲ 0.50% · 4.625%
HK$99,686
+HK$4,991/mo
Deposit HK$7.59M · loan HK$17.71M · min. income ≈ HK$189,390/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,075,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,830
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,060
−HK$3,281/mo
Today · 4.125%
HK$110,341
baseline
▲ 0.50% · 4.625%
HK$117,055
+HK$6,714/mo
Deposit HK$2.53M · loan HK$22.77M · min. income ≈ HK$220,682/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,075,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,510
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,608
−HK$3,143/mo
Today · 4.125%
HK$121,751
baseline
▲ 0.50% · 4.625%
HK$128,168
+HK$6,417/mo
Deposit HK$2.53M · loan HK$22.77M · min. income ≈ HK$243,502/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$1,075,119 · Scale 2, in force from 26 Feb 2026)