LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,687
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,481
−HK$1,823/mo
Today · 4.125%
HK$61,304
baseline
▲ 0.50% · 4.625%
HK$65,035
+HK$3,731/mo
Deposit HK$12.65M · loan HK$12.65M · min. income ≈ HK$122,608/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,075,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,176
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,897
−HK$1,746/mo
Today · 4.125%
HK$67,643
baseline
▲ 0.50% · 4.625%
HK$71,209
+HK$3,566/mo
Deposit HK$12.65M · loan HK$12.65M · min. income ≈ HK$135,286/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,075,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,224
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,378
−HK$2,187/mo
Today · 4.125%
HK$73,565
baseline
▲ 0.50% · 4.625%
HK$78,042
+HK$4,477/mo
Deposit HK$10.12M · loan HK$15.18M · min. income ≈ HK$147,130/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,075,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,011
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,077
−HK$2,095/mo
Today · 4.125%
HK$81,172
baseline
▲ 0.50% · 4.625%
HK$85,451
+HK$4,279/mo
Deposit HK$10.12M · loan HK$15.18M · min. income ≈ HK$162,344/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,075,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,762
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,274
−HK$2,552/mo
Today · 4.125%
HK$85,826
baseline
▲ 0.50% · 4.625%
HK$91,049
+HK$5,223/mo
Deposit HK$7.59M · loan HK$17.71M · min. income ≈ HK$171,652/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,075,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,847
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,256
−HK$2,445/mo
Today · 4.125%
HK$94,701
baseline
▲ 0.50% · 4.625%
HK$99,693
+HK$4,992/mo
Deposit HK$7.59M · loan HK$17.71M · min. income ≈ HK$189,402/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,075,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,837
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,067
−HK$3,281/mo
Today · 4.125%
HK$110,348
baseline
▲ 0.50% · 4.625%
HK$117,062
+HK$6,714/mo
Deposit HK$2.53M · loan HK$22.77M · min. income ≈ HK$220,696/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,075,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,517
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,615
−HK$3,143/mo
Today · 4.125%
HK$121,758
baseline
▲ 0.50% · 4.625%
HK$128,176
+HK$6,418/mo
Deposit HK$2.53M · loan HK$22.77M · min. income ≈ HK$243,516/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,075,186 · Scale 2, in force from 26 Feb 2026)