LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,688
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,482
−HK$1,823/mo
Today · 4.125%
HK$61,305
baseline
▲ 0.50% · 4.625%
HK$65,036
+HK$3,731/mo
Deposit HK$12.65M · loan HK$12.65M · min. income ≈ HK$122,610/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,075,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,177
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,898
−HK$1,746/mo
Today · 4.125%
HK$67,644
baseline
▲ 0.50% · 4.625%
HK$71,210
+HK$3,566/mo
Deposit HK$12.65M · loan HK$12.65M · min. income ≈ HK$135,288/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,075,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,225
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,379
−HK$2,187/mo
Today · 4.125%
HK$73,566
baseline
▲ 0.50% · 4.625%
HK$78,043
+HK$4,477/mo
Deposit HK$10.12M · loan HK$15.18M · min. income ≈ HK$147,132/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,075,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,012
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,078
−HK$2,095/mo
Today · 4.125%
HK$81,173
baseline
▲ 0.50% · 4.625%
HK$85,452
+HK$4,279/mo
Deposit HK$10.12M · loan HK$15.18M · min. income ≈ HK$162,346/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,075,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,763
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,275
−HK$2,552/mo
Today · 4.125%
HK$85,827
baseline
▲ 0.50% · 4.625%
HK$91,050
+HK$5,223/mo
Deposit HK$7.59M · loan HK$17.71M · min. income ≈ HK$171,654/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,075,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,848
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,257
−HK$2,445/mo
Today · 4.125%
HK$94,702
baseline
▲ 0.50% · 4.625%
HK$99,694
+HK$4,992/mo
Deposit HK$7.59M · loan HK$17.71M · min. income ≈ HK$189,404/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$1,075,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,838
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,068
−HK$3,281/mo
Today · 4.125%
HK$110,349
baseline
▲ 0.50% · 4.625%
HK$117,064
+HK$6,715/mo
Deposit HK$2.53M · loan HK$22.77M · min. income ≈ HK$220,698/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,075,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,519
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,617
−HK$3,143/mo
Today · 4.125%
HK$121,760
baseline
▲ 0.50% · 4.625%
HK$128,178
+HK$6,418/mo
Deposit HK$2.53M · loan HK$22.77M · min. income ≈ HK$243,520/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,075,199 · Scale 2, in force from 26 Feb 2026)