LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,761
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,557
−HK$1,826/mo
Today · 4.125%
HK$61,383
baseline
▲ 0.50% · 4.625%
HK$65,118
+HK$3,735/mo
Deposit HK$12.67M · loan HK$12.67M · min. income ≈ HK$122,766/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,076,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,258
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,982
−HK$1,748/mo
Today · 4.125%
HK$67,730
baseline
▲ 0.50% · 4.625%
HK$71,300
+HK$3,570/mo
Deposit HK$12.67M · loan HK$12.67M · min. income ≈ HK$135,460/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,076,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,313
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,469
−HK$2,190/mo
Today · 4.125%
HK$73,659
baseline
▲ 0.50% · 4.625%
HK$78,141
+HK$4,482/mo
Deposit HK$10.13M · loan HK$15.20M · min. income ≈ HK$147,318/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,076,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,110
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,178
−HK$2,098/mo
Today · 4.125%
HK$81,276
baseline
▲ 0.50% · 4.625%
HK$85,560
+HK$4,284/mo
Deposit HK$10.13M · loan HK$15.20M · min. income ≈ HK$162,552/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,076,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,865
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,380
−HK$2,556/mo
Today · 4.125%
HK$85,936
baseline
▲ 0.50% · 4.625%
HK$91,165
+HK$5,229/mo
Deposit HK$7.60M · loan HK$17.73M · min. income ≈ HK$171,872/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$1,076,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,961
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,374
−HK$2,448/mo
Today · 4.125%
HK$94,822
baseline
▲ 0.50% · 4.625%
HK$99,820
+HK$4,998/mo
Deposit HK$7.60M · loan HK$17.73M · min. income ≈ HK$189,644/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$1,076,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,969
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,203
−HK$3,286/mo
Today · 4.125%
HK$110,489
baseline
▲ 0.50% · 4.625%
HK$117,212
+HK$6,723/mo
Deposit HK$2.53M · loan HK$22.80M · min. income ≈ HK$220,978/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,076,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,665
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,767
−HK$3,147/mo
Today · 4.125%
HK$121,914
baseline
▲ 0.50% · 4.625%
HK$128,340
+HK$6,426/mo
Deposit HK$2.53M · loan HK$22.80M · min. income ≈ HK$243,828/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,076,558 · Scale 2, in force from 26 Feb 2026)