LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,791
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,588
−HK$1,827/mo
Today · 4.125%
HK$61,415
baseline
▲ 0.50% · 4.625%
HK$65,152
+HK$3,737/mo
Deposit HK$12.67M · loan HK$12.67M · min. income ≈ HK$122,830/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,077,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,292
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,016
−HK$1,749/mo
Today · 4.125%
HK$67,765
baseline
▲ 0.50% · 4.625%
HK$71,337
+HK$3,572/mo
Deposit HK$12.67M · loan HK$12.67M · min. income ≈ HK$135,530/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,077,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,349
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,506
−HK$2,192/mo
Today · 4.125%
HK$73,698
baseline
▲ 0.50% · 4.625%
HK$78,182
+HK$4,484/mo
Deposit HK$10.14M · loan HK$15.21M · min. income ≈ HK$147,396/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,077,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,150
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,219
−HK$2,099/mo
Today · 4.125%
HK$81,318
baseline
▲ 0.50% · 4.625%
HK$85,605
+HK$4,287/mo
Deposit HK$10.14M · loan HK$15.21M · min. income ≈ HK$162,636/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,077,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,907
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,424
−HK$2,557/mo
Today · 4.125%
HK$85,981
baseline
▲ 0.50% · 4.625%
HK$91,212
+HK$5,231/mo
Deposit HK$7.60M · loan HK$17.74M · min. income ≈ HK$171,962/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$1,077,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,008
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,422
−HK$2,449/mo
Today · 4.125%
HK$94,871
baseline
▲ 0.50% · 4.625%
HK$99,872
+HK$5,001/mo
Deposit HK$7.60M · loan HK$17.74M · min. income ≈ HK$189,742/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$1,077,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,024
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$107,259
−HK$3,288/mo
Today · 4.125%
HK$110,547
baseline
▲ 0.50% · 4.625%
HK$117,273
+HK$6,726/mo
Deposit HK$2.53M · loan HK$22.81M · min. income ≈ HK$221,094/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,077,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,725
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$118,829
−HK$3,148/mo
Today · 4.125%
HK$121,977
baseline
▲ 0.50% · 4.625%
HK$128,407
+HK$6,430/mo
Deposit HK$2.53M · loan HK$22.81M · min. income ≈ HK$243,954/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,077,121 · Scale 2, in force from 26 Feb 2026)