LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,812
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,610
−HK$1,828/mo
Today · 4.125%
HK$61,438
baseline
▲ 0.50% · 4.625%
HK$65,176
+HK$3,738/mo
Deposit HK$12.68M · loan HK$12.68M · min. income ≈ HK$122,876/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,077,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,315
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,040
−HK$1,750/mo
Today · 4.125%
HK$67,790
baseline
▲ 0.50% · 4.625%
HK$71,364
+HK$3,574/mo
Deposit HK$12.68M · loan HK$12.68M · min. income ≈ HK$135,580/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,077,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,375
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,533
−HK$2,192/mo
Today · 4.125%
HK$73,725
baseline
▲ 0.50% · 4.625%
HK$78,211
+HK$4,486/mo
Deposit HK$10.14M · loan HK$15.21M · min. income ≈ HK$147,450/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,077,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,179
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,248
−HK$2,100/mo
Today · 4.125%
HK$81,348
baseline
▲ 0.50% · 4.625%
HK$85,636
+HK$4,288/mo
Deposit HK$10.14M · loan HK$15.21M · min. income ≈ HK$162,696/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,077,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,937
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,455
−HK$2,558/mo
Today · 4.125%
HK$86,013
baseline
▲ 0.50% · 4.625%
HK$91,246
+HK$5,233/mo
Deposit HK$7.61M · loan HK$17.75M · min. income ≈ HK$172,026/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$1,077,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,042
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,457
−HK$2,449/mo
Today · 4.125%
HK$94,906
baseline
▲ 0.50% · 4.625%
HK$99,909
+HK$5,003/mo
Deposit HK$7.61M · loan HK$17.75M · min. income ≈ HK$189,812/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$1,077,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,062
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$107,299
−HK$3,289/mo
Today · 4.125%
HK$110,588
baseline
▲ 0.50% · 4.625%
HK$117,317
+HK$6,729/mo
Deposit HK$2.54M · loan HK$22.82M · min. income ≈ HK$221,176/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,077,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,768
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$118,873
−HK$3,149/mo
Today · 4.125%
HK$122,022
baseline
▲ 0.50% · 4.625%
HK$128,454
+HK$6,432/mo
Deposit HK$2.54M · loan HK$22.82M · min. income ≈ HK$244,044/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$1,077,519 · Scale 2, in force from 26 Feb 2026)