LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,851
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,650
−HK$1,828/mo
Today · 4.125%
HK$61,478
baseline
▲ 0.50% · 4.625%
HK$65,219
+HK$3,741/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$122,956/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,078,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,358
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,084
−HK$1,751/mo
Today · 4.125%
HK$67,835
baseline
▲ 0.50% · 4.625%
HK$71,411
+HK$3,576/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$135,670/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,078,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,421
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,580
−HK$2,194/mo
Today · 4.125%
HK$73,774
baseline
▲ 0.50% · 4.625%
HK$78,263
+HK$4,489/mo
Deposit HK$10.15M · loan HK$15.22M · min. income ≈ HK$147,548/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,230
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,301
−HK$2,101/mo
Today · 4.125%
HK$81,402
baseline
▲ 0.50% · 4.625%
HK$85,693
+HK$4,291/mo
Deposit HK$10.15M · loan HK$15.22M · min. income ≈ HK$162,804/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,991
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,510
−HK$2,560/mo
Today · 4.125%
HK$86,070
baseline
▲ 0.50% · 4.625%
HK$91,307
+HK$5,237/mo
Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$172,140/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,102
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,518
−HK$2,451/mo
Today · 4.125%
HK$94,969
baseline
▲ 0.50% · 4.625%
HK$99,975
+HK$5,006/mo
Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$189,938/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,131
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,370
−HK$3,291/mo
Today · 4.125%
HK$110,661
baseline
▲ 0.50% · 4.625%
HK$117,394
+HK$6,733/mo
Deposit HK$2.54M · loan HK$22.83M · min. income ≈ HK$221,322/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,845
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,952
−HK$3,152/mo
Today · 4.125%
HK$122,104
baseline
▲ 0.50% · 4.625%
HK$128,540
+HK$6,436/mo
Deposit HK$2.54M · loan HK$22.83M · min. income ≈ HK$244,208/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,235 · Scale 2, in force from 26 Feb 2026)