LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,852
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,651
−HK$1,829/mo
Today · 4.125%
HK$61,480
baseline
▲ 0.50% · 4.625%
HK$65,220
+HK$3,740/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$122,960/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,078,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,360
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,086
−HK$1,751/mo
Today · 4.125%
HK$67,837
baseline
▲ 0.50% · 4.625%
HK$71,412
+HK$3,575/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$135,674/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,078,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,422
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,582
−HK$2,193/mo
Today · 4.125%
HK$73,775
baseline
▲ 0.50% · 4.625%
HK$78,265
+HK$4,490/mo
Deposit HK$10.15M · loan HK$15.22M · min. income ≈ HK$147,550/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,231
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,303
−HK$2,101/mo
Today · 4.125%
HK$81,404
baseline
▲ 0.50% · 4.625%
HK$85,695
+HK$4,291/mo
Deposit HK$10.15M · loan HK$15.22M · min. income ≈ HK$162,808/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,992
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,512
−HK$2,559/mo
Today · 4.125%
HK$86,071
baseline
▲ 0.50% · 4.625%
HK$91,309
+HK$5,238/mo
Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$172,142/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,103
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,520
−HK$2,451/mo
Today · 4.125%
HK$94,971
baseline
▲ 0.50% · 4.625%
HK$99,977
+HK$5,006/mo
Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$189,942/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,133
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,372
−HK$3,291/mo
Today · 4.125%
HK$110,663
baseline
▲ 0.50% · 4.625%
HK$117,397
+HK$6,734/mo
Deposit HK$2.54M · loan HK$22.83M · min. income ≈ HK$221,326/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,847
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,954
−HK$3,152/mo
Today · 4.125%
HK$122,106
baseline
▲ 0.50% · 4.625%
HK$128,542
+HK$6,436/mo
Deposit HK$2.54M · loan HK$22.83M · min. income ≈ HK$244,212/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,256 · Scale 2, in force from 26 Feb 2026)