LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,858
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,658
−HK$1,829/mo
Today · 4.125%
HK$61,487
baseline
▲ 0.50% · 4.625%
HK$65,228
+HK$3,741/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$122,974/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,078,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,367
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,093
−HK$1,751/mo
Today · 4.125%
HK$67,844
baseline
▲ 0.50% · 4.625%
HK$71,421
+HK$3,577/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$135,688/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,078,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,430
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,590
−HK$2,194/mo
Today · 4.125%
HK$73,784
baseline
▲ 0.50% · 4.625%
HK$78,273
+HK$4,489/mo
Deposit HK$10.15M · loan HK$15.22M · min. income ≈ HK$147,568/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,240
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,312
−HK$2,101/mo
Today · 4.125%
HK$81,413
baseline
▲ 0.50% · 4.625%
HK$85,705
+HK$4,292/mo
Deposit HK$10.15M · loan HK$15.22M · min. income ≈ HK$162,826/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,002
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,521
−HK$2,560/mo
Today · 4.125%
HK$86,081
baseline
▲ 0.50% · 4.625%
HK$91,319
+HK$5,238/mo
Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$172,162/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,114
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,530
−HK$2,452/mo
Today · 4.125%
HK$94,982
baseline
▲ 0.50% · 4.625%
HK$99,989
+HK$5,007/mo
Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$189,964/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,145
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$107,384
−HK$3,292/mo
Today · 4.125%
HK$110,676
baseline
▲ 0.50% · 4.625%
HK$117,410
+HK$6,734/mo
Deposit HK$2.54M · loan HK$22.84M · min. income ≈ HK$221,352/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,860
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$118,968
−HK$3,152/mo
Today · 4.125%
HK$122,120
baseline
▲ 0.50% · 4.625%
HK$128,557
+HK$6,437/mo
Deposit HK$2.54M · loan HK$22.84M · min. income ≈ HK$244,240/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,379 · Scale 2, in force from 26 Feb 2026)