LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,863
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,663
−HK$1,829/mo
Today · 4.125%
HK$61,492
baseline
▲ 0.50% · 4.625%
HK$65,234
+HK$3,742/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$122,984/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,078,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,373
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,099
−HK$1,751/mo
Today · 4.125%
HK$67,850
baseline
▲ 0.50% · 4.625%
HK$71,427
+HK$3,577/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$135,700/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,078,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,436
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,596
−HK$2,194/mo
Today · 4.125%
HK$73,790
baseline
▲ 0.50% · 4.625%
HK$78,280
+HK$4,490/mo
Deposit HK$10.15M · loan HK$15.23M · min. income ≈ HK$147,580/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,247
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,319
−HK$2,101/mo
Today · 4.125%
HK$81,420
baseline
▲ 0.50% · 4.625%
HK$85,712
+HK$4,292/mo
Deposit HK$10.15M · loan HK$15.23M · min. income ≈ HK$162,840/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,009
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,529
−HK$2,560/mo
Today · 4.125%
HK$86,089
baseline
▲ 0.50% · 4.625%
HK$91,327
+HK$5,238/mo
Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$172,178/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,122
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,539
−HK$2,452/mo
Today · 4.125%
HK$94,991
baseline
▲ 0.50% · 4.625%
HK$99,998
+HK$5,007/mo
Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$189,982/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,154
−HK$6,532/mo
▼ 0.25% · 3.875%
HK$107,394
−HK$3,292/mo
Today · 4.125%
HK$110,686
baseline
▲ 0.50% · 4.625%
HK$117,421
+HK$6,735/mo
Deposit HK$2.54M · loan HK$22.84M · min. income ≈ HK$221,372/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,871
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$118,978
−HK$3,153/mo
Today · 4.125%
HK$122,131
baseline
▲ 0.50% · 4.625%
HK$128,568
+HK$6,437/mo
Deposit HK$2.54M · loan HK$22.84M · min. income ≈ HK$244,262/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,474 · Scale 2, in force from 26 Feb 2026)