LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,878
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,678
−HK$1,829/mo
Today · 4.125%
HK$61,507
baseline
▲ 0.50% · 4.625%
HK$65,250
+HK$3,743/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$123,014/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,078,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,389
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,116
−HK$1,751/mo
Today · 4.125%
HK$67,867
baseline
▲ 0.50% · 4.625%
HK$71,445
+HK$3,578/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$135,734/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,078,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,454
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,614
−HK$2,195/mo
Today · 4.125%
HK$73,809
baseline
▲ 0.50% · 4.625%
HK$78,300
+HK$4,491/mo
Deposit HK$10.15M · loan HK$15.23M · min. income ≈ HK$147,618/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,266
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,339
−HK$2,102/mo
Today · 4.125%
HK$81,441
baseline
▲ 0.50% · 4.625%
HK$85,734
+HK$4,293/mo
Deposit HK$10.15M · loan HK$15.23M · min. income ≈ HK$162,882/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,078,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,029
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,550
−HK$2,560/mo
Today · 4.125%
HK$86,110
baseline
▲ 0.50% · 4.625%
HK$91,350
+HK$5,240/mo
Deposit HK$7.61M · loan HK$17.77M · min. income ≈ HK$172,220/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,144
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,562
−HK$2,452/mo
Today · 4.125%
HK$95,014
baseline
▲ 0.50% · 4.625%
HK$100,023
+HK$5,009/mo
Deposit HK$7.61M · loan HK$17.77M · min. income ≈ HK$190,028/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,180
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$107,421
−HK$3,292/mo
Today · 4.125%
HK$110,713
baseline
▲ 0.50% · 4.625%
HK$117,450
+HK$6,737/mo
Deposit HK$2.54M · loan HK$22.84M · min. income ≈ HK$221,426/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,900
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$119,008
−HK$3,153/mo
Today · 4.125%
HK$122,161
baseline
▲ 0.50% · 4.625%
HK$128,601
+HK$6,440/mo
Deposit HK$2.54M · loan HK$22.84M · min. income ≈ HK$244,322/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,078,745 · Scale 2, in force from 26 Feb 2026)