LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,893
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,693
−HK$1,830/mo
Today · 4.125%
HK$61,523
baseline
▲ 0.50% · 4.625%
HK$65,267
+HK$3,744/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$123,046/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,079,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,405
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,132
−HK$1,753/mo
Today · 4.125%
HK$67,885
baseline
▲ 0.50% · 4.625%
HK$71,463
+HK$3,578/mo
Deposit HK$12.69M · loan HK$12.69M · min. income ≈ HK$135,770/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,079,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,471
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,632
−HK$2,196/mo
Today · 4.125%
HK$73,828
baseline
▲ 0.50% · 4.625%
HK$78,320
+HK$4,492/mo
Deposit HK$10.16M · loan HK$15.23M · min. income ≈ HK$147,656/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,079,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,286
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,359
−HK$2,103/mo
Today · 4.125%
HK$81,462
baseline
▲ 0.50% · 4.625%
HK$85,756
+HK$4,294/mo
Deposit HK$10.16M · loan HK$15.23M · min. income ≈ HK$162,924/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,079,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,050
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,571
−HK$2,561/mo
Today · 4.125%
HK$86,132
baseline
▲ 0.50% · 4.625%
HK$91,373
+HK$5,241/mo
Deposit HK$7.62M · loan HK$17.77M · min. income ≈ HK$172,264/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,167
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,585
−HK$2,454/mo
Today · 4.125%
HK$95,039
baseline
▲ 0.50% · 4.625%
HK$100,048
+HK$5,009/mo
Deposit HK$7.62M · loan HK$17.77M · min. income ≈ HK$190,078/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,207
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$107,448
−HK$3,294/mo
Today · 4.125%
HK$110,742
baseline
▲ 0.50% · 4.625%
HK$117,480
+HK$6,738/mo
Deposit HK$2.54M · loan HK$22.85M · min. income ≈ HK$221,484/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,079,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,929
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$119,038
−HK$3,154/mo
Today · 4.125%
HK$122,192
baseline
▲ 0.50% · 4.625%
HK$128,633
+HK$6,441/mo
Deposit HK$2.54M · loan HK$22.85M · min. income ≈ HK$244,384/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,079,019 · Scale 2, in force from 26 Feb 2026)