LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,919
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,720
−HK$1,831/mo
Today · 4.125%
HK$61,551
baseline
▲ 0.50% · 4.625%
HK$65,296
+HK$3,745/mo
Deposit HK$12.70M · loan HK$12.70M · min. income ≈ HK$123,102/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,079,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,434
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,162
−HK$1,753/mo
Today · 4.125%
HK$67,915
baseline
▲ 0.50% · 4.625%
HK$71,495
+HK$3,580/mo
Deposit HK$12.70M · loan HK$12.70M · min. income ≈ HK$135,830/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,079,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,502
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,664
−HK$2,197/mo
Today · 4.125%
HK$73,861
baseline
▲ 0.50% · 4.625%
HK$78,355
+HK$4,494/mo
Deposit HK$10.16M · loan HK$15.24M · min. income ≈ HK$147,722/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,079,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,321
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,394
−HK$2,104/mo
Today · 4.125%
HK$81,498
baseline
▲ 0.50% · 4.625%
HK$85,794
+HK$4,296/mo
Deposit HK$10.16M · loan HK$15.24M · min. income ≈ HK$162,996/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,079,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,086
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,608
−HK$2,563/mo
Today · 4.125%
HK$86,171
baseline
▲ 0.50% · 4.625%
HK$91,414
+HK$5,243/mo
Deposit HK$7.62M · loan HK$17.78M · min. income ≈ HK$172,342/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,207
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,627
−HK$2,454/mo
Today · 4.125%
HK$95,081
baseline
▲ 0.50% · 4.625%
HK$100,093
+HK$5,012/mo
Deposit HK$7.62M · loan HK$17.78M · min. income ≈ HK$190,162/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,253
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,496
−HK$3,295/mo
Today · 4.125%
HK$110,791
baseline
▲ 0.50% · 4.625%
HK$117,532
+HK$6,741/mo
Deposit HK$2.54M · loan HK$22.86M · min. income ≈ HK$221,582/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,079,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,981
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$119,091
−HK$3,156/mo
Today · 4.125%
HK$122,247
baseline
▲ 0.50% · 4.625%
HK$128,691
+HK$6,444/mo
Deposit HK$2.54M · loan HK$22.86M · min. income ≈ HK$244,494/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,079,500 · Scale 2, in force from 26 Feb 2026)